2452 Merchant St, Frederick, MD 21701 Property Records

Frederick County property record for 2452 Merchant St, Frederick, MD 21701 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	4 Baths
Year Built	Built 1996
Square Footage	2,304 sqft Total Area
Lot Size	5,000 sqft (0.114 acres)
Garage	Detached, 420 sqft
Occupancy	Owner Occupied
Last Sale	$380,000 (2019)
Tax Bill	$6,922.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`02-196735`
Alternative APNs	`2196735` `196735`

Interior

Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	2,304 sqft Total Area
1st Floor	1,332 sqft 1st Floor
Basement Area	600 sqft Basement
Finished Basement	600 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Architectural Style	Conventional Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	5,000 sqft (0.114 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	420 sqft Garage
Deck Area	220 sqft Deck
Porch	Open Porch
Porch Area	28 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	196735
Old Parcel Number	2196735
Street Address	2452 MERCHANT ST
City	FREDERICK
State	MD
Zip	21701-3201
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK F SECT 2 PLAT 9 5,000 SQ. FT. WORMAN'S MILL
Legal Subdivision	WORMANS MILL
Legal Block	F
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	4
Census Block	4023
Census Tract	750802

Owner

Source: Frederick County records · APN 02-196735

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2452 MERCHANT ST, FREDERICK, MD 21701-3201
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Prior Sale	May 15, 2013 · Amount on Record
Deed Doc Number	0013138392
Deed Book / Page	13138 / 392
Record Refreshed	Jun 07, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 12, 2019
Property Address	2452 MERCHANT ST, FREDERICK, MD 21701-3201
Document Number	0131380392
Book / Page	013138 / 000392
Instrument Date	Jul 01, 2019
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2452 MERCHANT ST FREDERICK MD 217013201, FREDERICK, MD 21701-3201

Mortgage

Document Number	131380399
Date	Aug 12, 2019
Book Page	013138/000399

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,922.00 Homeowner's exemption	$409,467	$506,400 Land $153,000 Building $353,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.