2452 Downing St, Reading, PA 19605 Property Records

Berks County property record for 2452 Downing St, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1977
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Aug 2016)
Tax Bill	$1,676 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5308-13-12-7522`

Property Details

APN / Parcel Number

Primary APN	`5308-13-12-7522`
Alternative APNs	`15-5308-13-12-7522` `15356660` `356660`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	15356660
Street Address	2452 DOWNING ST
City	READING
State	PA
Zip	19605-2852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVERDALE
Legal Block	12
Legal Lot Number	456-4
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2007
Census Tract	300

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2452 DOWNING ST, READING, PA 19605-2852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 17, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 5, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2016 · Amount on Record
Deed Sale	Aug 17, 2016 · Amount on Record
Prior Sale	Sep 17, 1996
Deed Document Number	201628671
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Apr 15, 2026
Property Address	2452 DOWNING ST, READING, PA 19605-2852
Document Number	0000011135
Instrument Date	Apr 7, 2026
Instrument	202611135
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2452 DOWNING ST, READING, PA 19605-2852

Mortgage

Document Number	0000011135,
Date	Apr 15, 2026
Instrument	202611135

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	2452 DOWNING ST, READING, PA 19605-2852
Transaction Type	Mortgage
Record Updated	May 2, 2023
Title Company	SENTRY ABSTRACT COMPANY, SENTRY ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010816
Date	Apr 17, 2023
Instrument	2023010816

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	2452 DOWNING ST, READING, PA 19605-2852
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055364
Date	Nov 5, 2021
Instrument	2021055364

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,676.00 (+3.97%) Homeowner's exemption	$59,400 (-) Land $22,300 Building $37,100	$22,300 (-) Land $22,300
2025	$1,612.00 (+2.54%) Homeowner's exemption	$59,400 (-) Land $22,300 Building $37,100	$22,300 (-62.46%) Land $22,300
2024	$1,572.00	$59,400 Land $22,300 Building $37,100
1994			$59,400 Land $22,300 Building $37,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Downing St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures