2452 86th St, Eau Claire, WI 54703 Property Records

Chippewa County property record for 2452 86th St, Eau Claire, WI 54703

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (May 2025)
Tax Bill	$3,162 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit May 2025 Mortgage
Flood Zone	Zone AE (high risk)
APN	`22809-2942-6226-0206`

Property Details

APN / Parcel Number

Primary APN	`22809-2942-6226-0206`
Alternative APN	`128 2093`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Account Number	128 2093
Street Address	2452 86TH ST
City	EAU CLAIRE
State	WI
Zip	54703-0173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IONA BEACH PLAT LOT 6 & S 1/2 OF LOT 5 BLK 2
Legal Range	09W
Legal Township	28N
Legal Section	29
Legal Subdivision	IONA BEACH PLAT
Legal Block	2
Legal Lot Number	5-6
Jurisdiction	CHIPPEWA WI
Township / Civil Division	LAKE HALLIE
Census Block Group	1
Census Block	1017
Census Tract	10100

Owner

Source: Chippewa County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2457 86TH ST, EAU CLAIRE, WI 54703-0173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit WESTCONSIN CREDIT UNION
May 14, 2025	Quit Claim Deed, Transfer · Conventional Mortgage WESTCONSIN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	Mar 4, 2024 · Amount on Record
Deed Document Number	2025959772
Prior Transfer Date	May 9, 2025
Prior Transfer Doc	0000959772
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	2452 86TH ST, EAU CLAIRE, WI 54703-0173
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000964935
Date	Nov 5, 2025
Instrument	964935

Lender

Name	WESTCONSIN CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2055

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHIPPEWA WI
Recording Date	May 14, 2025
Property Address	2452 86TH ST, EAU CLAIRE, WI 54703-0173
Document Number	0000959772
Instrument Date	May 9, 2025
Instrument	959772
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000959773
Date	May 14, 2025
Instrument	959773

Lender

Name	WESTCONSIN CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	0.06%

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Lake Hallie Village
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,162.00 (+17.94%) Homeowner's exemption	$180,700 (-) Land $40,500 Building $140,200	$286,600 (+12.26%)
2023	$2,681.00 Homeowner's exemption	$180,700 Land $40,500 Building $140,200	$255,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	13 (1980–2023)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Apr 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: 24-7 Telcom.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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