24516 S Pine Spring Rd, Cheney, WA 99004 Property Records

Spokane County property record for 24516 S Pine Spring Rd, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,452 sqft · built 2000
Lot Size	24 acres (1,045,440 sqft)
Owner	2 Individual Names on File
Last Sale	$763,500 (Oct 2024)
Tax Bill	$7,372 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02042.9016`

Property Details

APN / Parcel Number

Primary APN	`02042.9016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,452 sqft Living Area
Gross Area	3,936 sqft
1st Floor Area	2,228 sqft
2nd Floor Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,045,440 sqft
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	600 sqft
Patio Area	600 sqft
Pole Barn	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	24516 S PINE SPRING RD
City	CHENEY
State	WA
Zip	99004-8861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	04-22-40 PTN OF NW1/4 DAF: BEG AT W1/4 COR SD SEC 4 TH S 87DEG 58MIN 04SDS E ALG E-W SEC C/L 1650.03FT TH N 01DEG 43MIN 39SDS E PARA TO NW SEC LN 1373.99FT TO S R/W PINE SPRING RD & TRUE POB TH S 01DEG 43MIN 39SDS W 1373.99FT TH S 87DEG 58MIN 04 SDS
Legal Range	40
Legal Township	22
Legal Section	04
Jurisdiction	SPOKANE WA
Township / Civil Division	AMBER-CHENEY SOUTH
Census Block Group	2
Census Block	2029
Census Tract	14200

Owner

Source: Spokane County records · APN 02042.9016

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24516 S PINE SPRING RD, CHENEY, WA 99004-8861
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Nov 24, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Oct 10, 2024	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Sep 29, 2020	Deed of Trust, Mortgage · Commercial Mortgage ON Q FINANCIAL INC
Sep 12, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Jun 17, 2019	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Feb 28, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2024 · Amount on Record
Deed Sale	Oct 10, 2024 · Amount on Record
Prior Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	20247377378
Last Transfer Date	Nov 18, 2025
Transfer Doc	0007455094
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	24516 S PINE SPRING RD, CHENEY, WA 99004-8861
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007082122
Date	Jun 01, 2021
Instrument	7082122

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Nov 24, 2025
Property Address	24516 S PINE SPRING RD, CHENEY, WA 99004-8861
Document Number	0007455094
Instrument Date	Nov 18, 2025
Instrument	7455094
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, SPOKANE COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 W 4TH AVE STE 408, 408, SPOKANE, WA 99201-7258

Mortgage

Document Number	0007455095
Date	Nov 24, 2025
Instrument	7455095

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 10, 2024
Property Address	24516 S PINE SPRING RD, CHENEY, WA 99004-8861
Document Number	0007377378
Instrument Date	Oct 08, 2024
Instrument	7377378
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$12,650.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24516 S PINE SPRING RD, CHENEY, WA 99004-8861

Mortgage

Document Number	0007377379
Date	Oct 10, 2024
Instrument	7377379

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	24516 S PINE SPRING RD, CHENEY, WA 99004-8861
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006974865
Date	Sep 29, 2020
Instrument	6974865

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	24516 S PINE SPRING RD, CHENEY, WA 99004-8861
Document Number	0006846968
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	24516 S PINE SPRING RD CHENEY WA 990048861, CHENEY, WA 99004-8861

Mortgage

Document Number	0006846968
Date	Sep 27, 2019
Instrument	6846968

Lender

Name	ALLIANT CU
Type	Credit Union
Address	SIOUX CITY, IA 51106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 17, 2019
Property Address	24516 S PINE SPRING RD, CHENEY, WA 99004-8861
Document Number	0006814106
Instrument Date	Jun 07, 2019
Instrument	6814106
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,617.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 22ND AVE, SEATTLE, WA 98122-2910

Mortgage

Document Number	0006814107
Date	Jun 17, 2019
Instrument	6814107

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	24516 S PINE SPRING RD, CHENEY, WA 99004-8861
Document Number	0006804457
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24516 S PINE SPRING RD CHENEY WA 990048861, CHENEY, WA 99004-8861

Mortgage

Document Number	0006804457
Date	May 13, 2019
Instrument	6804457

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 12, 2059

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,372.00 (-5.32%)	$750,900 (-1.21%) Land $128,000 Building $622,900	$750,900 (-1.21%) Land $128,000 Building $622,900
2025	$7,786.00 (+12.58%)	$760,100 (-7.53%) Land $137,200 Building $622,900	$760,100 (-7.53%) Land $137,200 Building $622,900
2024	$6,916.00 (+1.3%)	$822,000 (+35.78%) Land $171,500 Building $650,500	$822,000 (+35.78%) Land $171,500 Building $650,500
2023	$6,827.00 (+8.14%)	$605,400 Land $78,300 Building $527,100	$605,400 Land $78,300 Building $527,100
2022	$6,313.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Mar 2014

Wildfire

Wildfire Risk	High above 84% of the US · above 63% of Washington
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
Northwest Fiber Fixed Wireless	25 / 5

Based on FCC filings for 15 locations within half a mile of this property.

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