2451 Yellow Brick Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2451 Yellow Brick Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,464 sqft · built 2017
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Jul 2017)
Tax Bill	$6,148 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-26-31-4383-0001-2740`

Property Details

APN / Parcel Number

Primary APN	`18-26-31-4383-0001-2740`
Alternative APN	`263118438300012740`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	2,254 sqft
1st Floor Area	1,464 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2451 YELLOW BRICK RD
City	SAINT CLOUD
State	FL
Zip	34772-7844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHWEST LAKESIDE GROVES PH 1 PB 25 PGS 42-45 LOT 274
Legal Range	31E
Legal Township	26S
Legal Section	18
Legal Subdivision	NORTHWEST LAKESIDE GROVES PH 1
Legal Phase	1
Legal Tract	4383
Legal Lot Number	274
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1050
Census Tract	43301

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 700582, SAINT CLOUD, FL 34770-0582
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 6, 2017	Special Warranty Deed, Transfer · VA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2017 · Amount on Record
Deed Sale	Jul 6, 2017 · Amount on Record
Deed Document Number	201798733
Deed Book / Page	5175 / 1984
Last Transfer Date	Nov 4, 2019
Transfer Doc	0056172193
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2451 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844

Mortgage

Document Number	0057782915
Date	Aug 21, 2020
Book Page	5778/2915
Instrument	2020110853

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 4, 2019
Property Address	2451 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844
Document Number	0056172193
Book / Page	005617 / 002193
Instrument Date	Nov 4, 2019
Instrument	142903
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 YELLOW BRICK RD ST CLOUD FL 347727844, ST CLOUD, FL 34772-7844

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 6, 2017
Property Address	2451 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844
Document Number	0051751984
Book / Page	5175 / 1984
Map Reference	MB25 PG42-45
Instrument Date	Jun 30, 2017
Instrument	2017098733
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,603.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	370 CENTERPOINTE CIR STE 1136, 370, ALTAMONTE SPRINGS, FL 32701-3451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844

Mortgage

Document Number	0051751986
Date	Jul 6, 2017
Book Page	5175/1986
Instrument	2017098734

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,148.00 (+6.7%)	$267,900 (-11.7%) Land $65,000 Building $202,900	$267,900 (-11.7%) Land $65,000 Building $202,900
2024	$5,762.00 (-5.28%)
2023	$6,083.00 (+84.05%)	$303,400 (+104.13%) Land $60,000 Building $243,400	$303,400 (+22.49%) Land $60,000 Building $243,400
2022	$3,305.00 Homeowner's exemption	$148,633	$247,700 Land $55,000 Building $192,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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