2451 W Roosevelt Blvd, Monroe, NC 28110 Property Records

Union County property record for 2451 W Roosevelt Blvd, Monroe, NC 28110

Property Summary

Property Type	Commercial
Details	4,600 sqft · built 1990
Lot Size	1.17 acres (51,052 sqft)
Owner	Company Name on Record
Last Sale	$1,775,000 (May 2022)
Tax Bill	$13,052 (2025)
Deeds & Mortgages	May 2022 Sale & Construction Loan Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-261-009`

Property Details

APN / Parcel Number

Primary APN	`09-261-009`

Interior

Stories	1 Story
Building Area	4,600 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Asphalt
Lot Area	51,052 sqft (1.17 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2451 W ROOSEVELT BLVD
City	MONROE
State	NC
Zip	28110-0417
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	GB MONROE
Legal Description	8469-048
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1022
Census Tract	20405

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2421 NELDA DR, MONROE, NC 28110-8583
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Special Warranty Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Prior Sale	Nov 6, 2000 · Amount on Record
Deed Document Number	202216269
Deed Book / Page	8469 / 48
Prior Transfer Date	May 28, 1996
Prior Transfer Doc	0872000379
Record Updated	Jun 8, 2026

May 2022: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 2, 2022
Property Address	2451 W ROOSEVELT BLVD, MONROE, NC 28110-0417
Document Number	0000846948
Book / Page	8469 / 48
Instrument Date	Apr 29, 2022
Instrument	16269
Transaction Type	Construction Loan
Record Updated	May 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11634 CHESTNUT HILL DR, 11634, MATTHEWS, NC 28105-7611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 NELDA DRIVE, MONROE, NC 28110

Mortgage

Document Number	0000016270
Date	May 2, 2022
Instrument	16270

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2451 W ROOSEVELT BLVD, MONROE, NC 28110-0417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7650503
Date	Apr 28, 2020
Book Page	7650/503
Instrument	14293

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,052.00 (-2.73%)	$1,493,100 (+21.33%) Land $1,030,600 Building $462,500	$1,493,100 (+21.33%) Land $1,030,600 Building $462,500
2023	$13,419.00 (+23.68%)	$1,230,600 (+23.68%) Land $873,400 Building $357,200	$1,230,600 (+23.68%) Land $873,400 Building $357,200
2022	$10,850.00	$995,000 Land $700,000 Building $295,000	$995,000 Land $700,000 Building $295,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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