2451 Symphony Ln, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 2451 Symphony Ln, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,292 sqft · built 1992
Lot Size	0.464 acres (20,203 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Dec 2017)
Tax Bill	$7,503 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-162-90064636`

Property Details

APN / Parcel Number

Primary APN	`04-162-90064636`
Alternative APNs	`416290064636` `16290064636`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,292 sqft Living Area
Gross Area	3,732 sqft
1st Floor Area	1,286 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,203 sqft (0.464 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16290064636
Street Address	2451 SYMPHONY LN
City	GAMBRILLS
State	MD
Zip	21054-1578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 22 COURTS OF FOUR SEASONS
Legal Subdivision	COURTS OF FOUR SEASONS
Legal Block	1
Legal Lot Number	22
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1000
Census Tract	740703

Owner

2451 Symphony Ln is owned and occupied by two individuals who bought it in December 2017.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2451 SYMPHONY LN, GAMBRILLS, MD 21054-1578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage BAY CAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2017 · Amount on File
Deed Sale	Dec 27, 2017 · Amount on File
Prior Sale	Jan 14, 1992 · Amount on File
Deed Document Number	201731701-218
Transfer Doc	0000012451
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2451 SYMPHONY LN, GAMBRILLS, MD 21054-1578
Document Number	0343480022
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 SYMPHONY LN GAMBRILLS MD 210541578, GAMBRILLS, MD 21054-1578

Mortgage

Document Number	0343480022
Date	Mar 23, 2020
Book Page	034348/000022

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Mar 22, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2451 SYMPHONY LN, GAMBRILLS, MD 21054-1578
Document Number	0317010222
Book / Page	031701 / 000222
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2451 SYMPHONY LN GAMBRILLS MD 210541578, GAMBRILLS, MD 21054-1578

Mortgage

Document Number	0317010222
Date	Dec 27, 2017
Book Page	031701/000222

Lender

Name	BAY CAP MTG
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2451 Symphony Ln was $7,503 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$674,867	$706,800 Land $268,000 Building $438,800
2025	$7,503.00
2023	$6,717.00 Homeowner's exemption	$624,833	$658,900 Land $258,000 Building $400,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2451 Symphony Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2451 Symphony Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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