2451 S Clover Ln, Beloit, WI 53511 Property Records

Rock County property record for 2451 S Clover Ln, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,206 sqft · built 1972
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,907 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-2-2357.7`

Property Details

APN / Parcel Number

Primary APN	`6-2-2357.7`
Alternative APN	`004 273007`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area
1st Floor Area	1,206 sqft
Basement Area	1,206 sqft
Unfinished Basement	1,206 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Metal
Lot Area	21,344 sqft (0.49 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 273007
Street Address	2451 S CLOVER LN
City	BELOIT
State	WI
Zip	53511-8437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 WHISPERING HEIGHTS LOT 7 (EXC STREET)
Legal Subdivision	WHISPERING HEIGHTS
Legal Lot Number	7
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1047
Census Tract	2200

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2451 S CLOVER LN, BELOIT, WI 53511-8437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2451 S CLOVER LN, BELOIT, WI 53511-8437
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002209439
Date	Jan 11, 2022
Instrument	2209439

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 1, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,907.00 (+11.29%) Homeowner's exemption	$183,600 (-) Land $14,600 Building $169,000	$226,700 (+18.75%)
2023	$2,612.00 Homeowner's exemption	$183,600 Land $14,600 Building $169,000	$190,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25