2451 Roberta Ln, Clearwater, FL 33764 Property Records

Pinellas County property record for 2451 Roberta Ln, Clearwater, FL 33764

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,660 sqft · built 1972
Lot Size	0.45 acres (19,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$930,000 (Jun 2022)
Tax Bill	$7,779 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-764-1162-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-764-1162-8`
Alternative APNs	`30-29-16-80433-000-0140` `291630804330000140` `162930804330000140` `R326271`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,660 sqft Living Area
Gross Area	3,548 sqft
1st Floor Area	2,660 sqft
Flooring	Carpet

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	19,585 sqft (0.45 acres)
Lot Dimensions	129 ft deep x 111 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	426 sqft
Deck Area	200 sqft
Patio Area	650 sqft
Shed	1 Shed
Shed Area	160 sqft
Loading Dock	340 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R326271
Street Address	2451 ROBERTA LN
City	CLEARWATER
State	FL
Zip	33764-6539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SHARON OAKS LOT 14
Legal Range	16E
Legal Township	29S
Legal Section	30
Legal Subdivision	SHARON OAKS
Legal Tract	80433
Legal Lot Number	14
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2003
Census Tract	25412

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2451 ROBERTA LN, CLEARWATER, FL 33764-6539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Warranty Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 8, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY FINCL SVCS OF TAMPA BAY INC
Apr 19, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVOLVE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	Oct 28, 2008 · Amount on Record
Deed Document Number	2022179544
Deed Book / Page	22093 / 421
Prior Transfer Date	May 8, 2008
Prior Transfer Doc	0162641941
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 8, 2022
Property Address	2451 ROBERTA LN, CLEARWATER, FL 33764-6539
Document Number	0220930421
Book / Page	22093 / 421
Map Reference	MB 66 PG 25
Instrument Date	Jun 7, 2022
Instrument	2022179544
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	BAY TO BAY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	950 ROLLING HILLS DR, 950, PALM HARBOR, FL 34683-2930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 ROBERTA LN, CLEARWATER, FL 33764-6539

Mortgage

Document Number	0022093423
Date	Jun 8, 2022
Instrument	22093/423

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2451 ROBERTA LN, CLEARWATER, FL 33764-6539
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 ROBERTA LN, CLEARWATER, FL 33764-6539

Mortgage

Document Number	0217522044
Date	Oct 8, 2021
Book Page	21752/2044
Instrument	2021329626

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2451 ROBERTA LN, CLEARWATER, FL 33764-6539
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 ROBERTA LN, CLEARWATER, FL 33764-6539

Mortgage

Document Number	0214381437
Date	Mar 17, 2021
Book Page	21438/1437
Instrument	2021086365

Lender

Name	INTEGRITY FINCL SVCS OF TAMPA BAY INC
Type	Mortgage Company
Address	LARGO, FL 33773

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2451 ROBERTA LN, CLEARWATER, FL 33764-6539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0205061283
Date	Apr 19, 2019
Book Page	20506/1283
Instrument	2019122633

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2451 ROBERTA LN, CLEARWATER, FL 33764-6539
Document Number	0209741652
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 ROBERTA LN CLEARWATER FL 337646539, CLEARWATER, FL 33764-6539

Mortgage

Document Number	0209741652
Date	Apr 22, 2020
Book Page	020974/001652
Instrument	131223

Lender

Name	EVOLVE BK&TR
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 21, 2040

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,779.00 (-35.51%) Homeowner's exemption	$469,304 (-32.22%) Land $263,516 Building $205,788	$469,304 (-34.1%) Land $263,516 Building $205,788
2023	$12,063.00 (+220.57%) Homeowner's exemption	$692,420 (+197.6%)	$712,126 (+52.69%) Land $301,877 Building $410,249
2022	$3,763.00 Homeowner's exemption	$232,667	$466,398 Land $237,314 Building $229,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 156 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	156 in force
Nearby Flood Claims	57 (1979–2024)
Claims Outside the SFHA	4 of 57
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 43 claims Hurricane Idalia, Aug 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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