2451 Guardian Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 2451 Guardian Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1,181 sqft · built 2013
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Owner Names on Record
Tax Bill	$5,104 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`027.036.01001129`

Property Details

APN / Parcel Number

Primary APN	`027.036.01001129`

Interior

Stories	2 Stories
Building Area	1,181 sqft Living Area

Exterior

Year Built	Built 2013
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Garage Area	423 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2451 GUARDIAN CT
City	ARNOLD
State	MO
Zip	63010-2580
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	STRAWBERRY RIDGE 2 LOT 79
Legal Range	05
Legal Township	43
Legal Section	36
Legal Quarter	NE
Legal Subdivision	STRAWBERRY RIDGE 2
Legal Block	1
Legal Lot Number	79
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2003
Census Tract	700113

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2451 GUARDIAN CT, ARNOLD, MO 63010-2580
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage ENDEAVOR CAP
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit CENTURY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2013
Deed Sale	Jun 12, 2013
Deed Document Number	2013R-023558
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2451 GUARDIAN CT, ARNOLD, MO 63010-2580
Document Number	0000038026
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2451 GUARDIAN CT ARNOLD MO 630102580, ARNOLD, MO 63010-2580

Mortgage

Document Number	0000038026
Date	Oct 9, 2020
Instrument	38026

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, 63017

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 8, 2035

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2451 GUARDIAN CT, ARNOLD, MO 63010-2580
Document Number	0000000111
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2451 GUARDIAN CT ARNOLD MO 630102580, ARNOLD, MO 63010-2580

Mortgage

Document Number	0000000111
Date	Jan 2, 2018
Instrument	111

Lender

Name	CENTURY CU
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,900 (+8.86%) Land $13,400 Building $66,500
2024			$420,600 (+8.85%) Land $70,400 Building $350,200
2023	$5,104.00	$73,400 Land $13,400 Building $60,000	$386,400 Land $70,400 Building $316,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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