Jefferson County property record for 2451 Elm Dr, Arnold, MO 63010
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 936 sqft · built 2003 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $434,511 (Apr 2026) |
| Tax Bill | $2,418 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093.006.02001072 |
| Primary APN | 093.006.02001072 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 936 sqft Living Area |
| Gross Area | 1,096 sqft |
| Basement Area | 280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 288 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 160 sqft |
| Porch | Open Frame Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2451 ELM DR |
|---|---|
| City | ARNOLD |
| State | MO |
| Zip | 63010-4151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R07 |
| Legal Description | ELM DRIVE DEVELOPMENT 1 LOT 2 |
| Legal Range | 6E |
| Legal Township | 42N |
| Legal Section | 06 |
| Legal Subdivision | ELM DRIVE DEVELOPMENT 1 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | WINDSOR |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 700117 |
Source: Jefferson County records · APN 093.006.02001072
Assessment roll updated September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2451 ELM DR, ARNOLD, MO 63010-4151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Mar 11, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HAWTHORN BANK |
| Dec 06, 2019 | Warranty Deed, Transfer CENTRAL BK/ST LOUIS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Prior Sale | Mar 11, 2021 · Amount on Record |
| Deed Document Number | 202610560 |
| Prior Transfer Date | May 16, 2024 |
| Prior Transfer Doc | 0000012306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Apr 21, 2026 |
| Property Address | 2451 ELM DR, ARNOLD, MO 63010-4151 |
| Document Number | 0000010560 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202610560 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | FOUNDERS TITLE COMPANY, FOUNDERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2451 ELM DR, ARNOLD, MO 63010-4151 |
| Document Number | 0000010561, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 202610561 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Mar 11, 2021 |
| Property Address | 2451 ELM DR, ARNOLD, MO 63010-4151 |
| Document Number | 2021R010831 |
| Map Reference | MB 207 PG 07 |
| Instrument Date | Mar 04, 2021 |
| Instrument | 2021R-010831 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Title Company | INVESTORS TITEL CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2451 ELM DR, ARNOLD, MO 63010-4151 |
| Document Number | 2021R010832 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 2021R-010832 |
| Name | HAWTHORN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Dec 06, 2019 |
| Property Address | 2451 ELM DR, ARNOLD, MO 63010-4151 |
| Document Number | 0000038407 |
| Instrument Date | Dec 04, 2019 |
| Instrument | 38407 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2451 ELM DR ARNOLD MO 630104151, ARNOLD, MO 63010-4151 |
| Document Number | 38408 |
|---|---|
| Date | Dec 06, 2019 |
| Instrument | 38408 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 05, 2049 |
Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Fox C-6 School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,418.00 (+5.27%) | $35,000 (+8.7%) Land $2,300 Building $32,700 | $184,200 (-) Land $12,000 Building $172,200 |
| 2024 | $2,297.00 (+0.57%) | $184,200 (+8.61%) Land $12,000 Building $172,200 | |
| 2023 | $2,284.00 | $32,200 Land $2,300 Building $29,900 | $169,600 Land $12,000 Building $157,600 |
Source: FEMA National Flood Hazard Layer as of October 2, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon, Wisper ISP.
Based on FCC filings for 508 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEFFERSON CO CONS PWSD C 1 serves 37,000 people |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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