2451 Edgemont Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 2451 Edgemont Ave, Waterloo, IA 50702

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,358 sqft · built 2008
Owner	2 Individual Names on File
Last Sale	$200,000 (Jul 2020)
Tax Bill	$4,566 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8813-03-152-222`

Property Details

APN / Parcel Number

Primary APN	`8813-03-152-222`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	1,358 sqft
Basement Area	1,358 sqft
Finished Basement	800 sqft
Unfinished Basement	1,358 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2451 EDGEMONT AVE
City	WATERLOO
State	IA
Zip	50702-5211
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TROPICEDGE RESIDENTIAL CONDOMINIUMS UNIT 2451 BLL LOC ON PN 881303152221
Legal Range	13W
Legal Township	88N
Legal Section	03
Legal Subdivision	TROPICEDGE RESIDENTIAL
Legal Lot Number	2451
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1008
Census Tract	1301

Owner

2451 Edgemont Ave, a condominium, is owned and occupied by two individuals who bought it in July 2020.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2451 EDGEMONT AVE, WATERLOO, IA 50702-5211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Aug 25, 2023	Warranty Deed, Transfer
Jul 14, 2020	Quit Claim Deed, Transfer Quitclaim
Jul 14, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Prior Sale	Jun 24, 2020 · Amount on File
Deed Document Number	20202100000927
Prior Transfer Date	Jul 8, 2020
Prior Transfer Doc	2100000924
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2451 EDGEMONT AVE, WATERLOO, IA 50702-5211
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202516042
Date	Oct 31, 2025
Instrument	2025-16042

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	1000 JACKSON ST, DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 25, 2023
Property Address	2451 EDGEMONT AVE, WATERLOO, IA 50702-5211
Document Number	202400002845
Instrument Date	Jul 7, 2023
Instrument	202400002845
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Amount	Amount on Record
Tax	$18.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 EDGEMONT AVE, WATERLOO, IA 50702-5211

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 14, 2020
Property Address	2451 EDGEMONT AVE, WATERLOO, IA 50702-5211
Document Number	202100000924
Map Reference	DOC 2014-22840
Instrument Date	Jul 8, 2020
Instrument	202100000924
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2451 EDGEMONT AVE, WATERLOO, IA 50702-5211
Investor	Possibly a Property Investor

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 14, 2020
Property Address	2451 EDGEMONT AVE, WATERLOO, IA 50702-5211
Document Number	202100000927
Map Reference	DOC 2014-22840
Instrument Date	Jul 1, 2020
Instrument	202100000927
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Amount	Amount on Record
Tax	$319.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2451 EDGEMONT AVE, WATERLOO, IA 50702-5211
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2451 Edgemont Ave was $4,566 with a homeowner's exemption, down 6.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,566.00 (-6.82%) Homeowner's exemption	$258,190 Building $258,190	$258,190 Building $258,190
2024	$4,900.00
2023		$258,190 (+28.7%) Building $258,190	$258,190 Building $258,190
2022	$4,136.00 Homeowner's exemption	$200,620 Building $200,620
2021			$200,620 Building $200,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2451 Edgemont Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–1990)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2451 Edgemont Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Verizon.

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