2451 E Elm St, Phoenix, AZ 85016 Property Records

Maricopa County property record for 2451 E Elm St, Phoenix, AZ 85016 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1955
Square Footage2,008 sqft Living Area
Lot Size6,795 sqft (0.155 acres)
GarageCarport
OccupancyOwner Occupied
Last Sale$484,999 (2019)
Tax Bill$3,417.00 (2025)

Owner

Source: Maricopa County records · APN 163-17-022

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2451 E ELM ST, PHOENIX, AZ 85016-4829
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED AMERICAN MORTGAGE CORP
Dec 29, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
May 30, 2025Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Oct 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED AMERICAN MORTGAGE CORP
Oct 01, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED AMERICAN MORTGAGE CORP
Apr 06, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRSTBANK/W MI

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2019 · Amount on Record
Deed SaleOct 01, 2019 · Amount on Record
Prior SaleApr 06, 2018 · Amount on Record
Deed Doc Number20190780200
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2451 E ELM ST, PHOENIX, AZ 85016-4829
Transaction TypeMortgage
Record UpdatedNov 21, 2025
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2451 E EM STREET, PHOENIX, AZ 85016-4829

Mortgage

Document Number0000914458
DateAug 24, 2021
Instrument20210914458
Lender
NameUNITED AMERICAN MORTGAGE CORP
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2451 E ELM ST, PHOENIX, AZ 85016-4829
Transaction TypeMortgage
Record UpdatedNov 21, 2025
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2451 E ELM ST, PHOENIX, AZ 85016-4829

Mortgage

Document Number0000915888
DateDec 29, 2022
Instrument20220915888
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 08, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2451 E ELM ST, PHOENIX, AZ 85016-4829
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2451 E ELM ST, PHOENIX, AZ 85016-4829

Mortgage

Document Number0000310390
DateMay 30, 2025
Instrument20250310390
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 29, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2451 E ELM ST, PHOENIX, AZ 85016-4829
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2451 E ELM ST, PHOENIX, AZ 85016-4829

Mortgage

Document Number0000955091
DateOct 07, 2020
Instrument20200955091
Lender
NameUNITED AMERICAN MORTGAGE CORP
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateOct 01, 2019
Property Address2451 E ELM ST, PHOENIX, AZ 85016-4829
Document Number0000780200
Map ReferenceMB 60 PG 40
Instrument DateSep 27, 2019
Instrument20190780200
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyEMPIRE WEST TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1940 RUE MICHELLE, 1940, CHULA VISTA, CA 91913-1223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address2451 E ELM ST, PHOENIX, AZ 85016-4829

Mortgage

Document Number0000780201
DateOct 01, 2019
Instrument20190780201
Lender
NameUNITED AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 06, 2018
Property Address2451 E ELM ST, PHOENIX, AZ 85016-4829
Document Number0000260441
Instrument DateMar 29, 2018
Instrument260441
Transaction TypeTransfer
Record UpdatedApr 12, 2018
Title CompanyGRAND CANYON TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7910 MODERN OASIS DR SAN DIEGO CA 921082622, SAN DIEGO, CA 92108-2622

Mortgage

Document Number260442
DateApr 06, 2018
Instrument260442
Lender
NameFIRSTBANK/W MI
TypeBank
AddressLAKEWOOD, CO 80215
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 05, 2048
Interest
Rate TypeAdjustable Rate
Rate4.75%

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictMadison Elementary District (PK - 08)
Secondary School DistrictPhoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$61,550 (+6.01%)$615,500 (+6.01%) Land $123,100 Building $492,400
2025$3,417.00 (+8.3%)
2024$58,060$580,600 Land $116,100 Building $464,500
2023$3,155.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN163-17-022

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Building Area2,008 sqft Living Area
Gross Area2,693 sqft Gross Area
1st Floor2,008 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1955
Exterior MaterialBlock Exterior
Construction TypeConcrete Blocks Construction
Roof MaterialAsphalt Roof
Lot Area6,795 sqft (0.155 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Patio Area220 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2451 E ELM ST
CityPHOENIX
StateAZ
Zip85016-4829
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCAVALIER CAMPUS 2
Legal Range03E
Legal Township02N
Legal Section23
Legal QuarterNW
Legal Quarter QuarterNW
Legal SubdivisionCAVALIER CAMPUS 2
Legal Lot Number196
JurisdictionMARICOPA AZ
Minor Civil DivisionPHOENIX
Census Blockgroup4
Census Block4017
Census Tract108400

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