2451 Cortes Dr, Merced, CA 95340 Property Records

Merced County property record for 2451 Cortes Dr, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,621 sqft · built 2021
Lot Size0.144 acres (6,274 sqft)
OwnerIndividual Name on File
Last Sale$388,500 (May 2021)
Tax Bill$7,430 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
May 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN008-490-034-000

Property Details

APN / Parcel Number

Primary APN008-490-034-000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,621 sqft Living Area

Exterior

Year BuiltBuilt 2021
Lot Area6,274 sqft (0.144 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2451 CORTES DR
CityMERCED
StateCA
Zip95340-5302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 342 MORAGA OF MERCED UNIT NO. 2 SEC 16/7/14
Legal Range14
Legal Township07
Legal Section16
Legal Lot Number342
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group3
Census Block3007
Census Tract2602

Owner

Source: Merced County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2451 CORTES DR, MERCED, CA 95340-5302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2022Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CU
May 26, 2021Correction Deed
LENNAR TITLE INC
May 10, 2021Grant Deed, Subdivision Related Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2021 · Amount on Record
Deed SaleMay 10, 2021 · Amount on Record
Deed Document Number2021021035
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2451 CORTES DR, MERCED, CA 95340-5302
Transaction TypeMortgage
Record UpdatedMar 21, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2451 CORTES DR, MERCED, CA 95340-5302

Mortgage

Document Number0000007879
DateFeb 23, 2022
Instrument2022007879
Lender
NameQUORUM FEDERAL CU
TypeCredit Union
AddressPURCHASE, NY 10577
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionMERCED CA
Recording DateMay 26, 2021
Property Address2451 CORTES DR, MERCED, CA 95340-5302
Document Number0000023718
Map ReferenceVOL 82 PG 13-20
Instrument DateMay 1, 2021
Instrument2021023718
Record UpdatedJul 27, 2021
Title CompanyLENNAR TITLE INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2451 CORTES DR, MERCED, CA 95340-5302

May 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateMay 10, 2021
Property Address2451 CORTES DR, MERCED, CA 95340-5302
Document Number0000021035
Map ReferenceVOL 82 PG 13-20
Instrument DateApr 1, 2021
Instrument2021021035
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 27, 2021
Title CompanyCALATLANTIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2451 CORTES DR, MERCED, CA 95340-5302

Mortgage

Document Number0000021036
DateMay 10, 2021
Instrument2021021036
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,430.00 (+5.02%)$420,090 (+4.04%) Land $92,006 Building $328,084
2023$7,075.00 (+1.84%)$403,779 Land $88,434 Building $315,345
2022$6,947.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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