Gaston County property record for 2451 Chartwell St, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $396,500 (Jun 2026) |
| Tax Bill | $647 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 311032 |
| Primary APN | 311032 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,671 sqft Heated Area |
| Year Built | Built 2026 |
|---|---|
| Effective Year Built | Effective 2026 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Street Address | 2451 CHARTWELL ST |
|---|---|
| City | STANLEY |
| State | NC |
| Zip | 28164-2349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARPER LANDING LOT 32 PLAT BOOK 101 PAGE 098 |
| Legal Subdivision | HARPER LANDINGPHASE 2 |
| Legal Lot Number | 32 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30207 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2451 CHARTWELL ST, STANLEY, NC 28164-2349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 26, 2026 | Special Warranty Deed, Subdivision Related Transfer NONE LISTED ON DOCUMENT |
| Jun 25, 2026 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Jun 25, 2026 · Amount on Record |
| Deed Book / Page | 5651 / 844 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 26, 2026 |
| Property Address | 2451 CHARTWELL ST, STANLEY, NC 28164-2349 |
| Document Number | 5651000844 |
| Book / Page | 5651 / 844 |
| Instrument Date | Jun 24, 2026 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $80,093.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2449 CHARTWELL ST, STANLEY, NC 28164-2349 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 25, 2026 |
| Property Address | 2451 CHARTWELL ST, STANLEY, NC 28164-2349 |
| Document Number | 5650001168 |
| Book / Page | 5650 / 1168 |
| Instrument Date | Jun 24, 2026 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $83,830.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2451 CHARTWELL ST, STANLEY, NC 28164-2349 |
| Document Number | 5650001170, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 5650/1170 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Stanley Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $647.00 (+1,478.05%) | $59,500 (-) Land $59,500 |
| 2025 | $41.00 | $59,500 Land $59,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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