Escambia County property record for 2451 Cavalla Loop, Pensacola, FL 32526
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,534 sqft · built 1982 |
| Lot Size | 0.22 acres (9,596 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,000 (Jul 2017) |
| Tax Bill | $1,558 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Mar 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-1S-30-1000-086-001 |
| Primary APN | 43-1S-30-1000-086-001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| Gross Area | 2,473 sqft |
| 1st Floor Area | 1,534 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,596 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 540 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 41334329 |
|---|---|
| Street Address | 2451 CAVALLA LOOP |
| City | PENSACOLA |
| State | FL |
| Zip | 32526-1579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | LT 86 BLK A SOUTH GULF MANOR UNIT 4 PB 10 P 66 OR 7738 P 1134 OR 8258 P 168 |
| Legal Range | 30W |
| Legal Township | 01S |
| Legal Section | 43 |
| Legal Subdivision | SOUTH GULF MANOR UNIT #1 |
| Legal Block | A |
| Legal Lot Number | 86 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 3310 |
2451 Cavalla Loop is owned and occupied by two individuals who acquired it in March 2020.
Source: Escambia County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2451 CAVALLA LOOP, PENSACOLA, FL 32526-1579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Line of Credit CENTRAL CREDIT UNION OF FLORIDA |
| Mar 5, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 3, 2017 | Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2017 · Amount on File |
| Deed Sale | Jul 3, 2017 · Amount on File |
| Prior Sale | Feb 4, 2002 · Amount on File |
| Deed Document Number | 201750610 |
| Deed Book / Page | 7738 / 1134 |
| Last Transfer Date | Mar 3, 2020 |
| Transfer Doc | 0082580168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 2451 CAVALLA LOOP, PENSACOLA, FL 32526-1579 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2451 CAVALLA LOOP, PENSACOLA, FL 32526-1579 |
| Document Number | 0086880038 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 8688/38 |
| Instrument | 2021138673 |
| Name | CENTRAL CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32522 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 21, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Mar 5, 2020 |
| Property Address | 2451 CAVALLA LOOP, PENSACOLA, FL 32526-1579 |
| Document Number | 0082580168 |
| Book / Page | 008258 / 000168 |
| Instrument Date | Mar 3, 2020 |
| Instrument | 19678 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2451 CAVALLA LOOP PENSACOLA FL 325261579, PENSACOLA, FL 32526-1579 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jul 3, 2017 |
| Property Address | 2451 CAVALLA LOOP, PENSACOLA, FL 32526-1579 |
| Document Number | 0077381134 |
| Book / Page | 7738 / 1134 |
| Map Reference | MB10 PG66 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 2017050610 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | EMERALD COAST TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $973.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12104 WHEATLEY LN, 12104, BELTSVILLE, MD 20705-1067 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 PALAO RD, PENSACOLA, FL 32507-3543 |
| Document Number | 2017050611 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | 2017050611 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 2451 Cavalla Loop was $1,558 with a homeowner's exemption, up 14.4% from the year before.
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,558.00 (+14.39%) Homeowner's exemption | $137,643 | $227,672 Land $45,000 Building $182,672 |
| 2024 | $1,362.00 (+1.41%) | ||
| 2023 | $1,343.00 (+2.83%) Homeowner's exemption | $129,868 (+3%) | $207,578 (+12.67%) Land $35,000 Building $172,578 |
| 2022 | $1,306.00 Homeowner's exemption | $126,086 | $184,242 Land $30,000 Building $154,242 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2451 Cavalla Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2451 Cavalla Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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