2451 Black Oak Dr, Arnold, CA 95223 Property Records

Calaveras County property record for 2451 Black Oak Dr, Arnold, CA 95223

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,360 sqft · built 1980
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Nov 2016)
Tax Bill$3,322 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN028-032-038-000

Property Details

APN / Parcel Number

Primary APN028-032-038-000
Alternative APN
  • 028-032-038

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,360 sqft Living Area
1st Floor Area1,360 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1981
Architectural StyleConventional
Construction TypeWood
Lot Area18,295 sqft (0.42 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerSeptic

Location & Zoning

Old Parcel Number028-032-038
Street Address2451 BLACK OAK DR
CityARNOLD
StateCA
Zip95223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionMEADOWMONT SUB 12 LOT 7
Legal SubdivisionMEADOWMONT SUB
Legal Lot Number7
Legal Unit12
JurisdictionCALAVERAS CA
Township / Civil DivisionARNOLD-WEST POINT
Census Block Group1
Census Block1036
Census Tract501

Owner

2451 Black Oak Dr is owned by two individuals who bought it in November 2016.

Source: Calaveras County records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address4339 CHERRY AVE, SAN JOSE, CA 95118-1949
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2016 · Amount on File
Deed SaleNov 30, 2016 · Amount on File
Deed Document Number201615198
Prior Transfer DateJun 25, 2004
Prior Transfer Doc0000017285
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALAVERAS CA
Property Address2451 BLACK OAK DR, ARNOLD, CA 95223
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4339 CHERRY AVE, SAN JOSE, CA 95118-1949

Mortgage

Document Number0000019627
DateDec 29, 2020
Instrument2020-019627
Lender
NameEXCITE CU
TypeCredit Union
AddressSAN JOSE, CA 95158
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2451 Black Oak Dr was $3,322.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyCalaveras County
Secondary School DistrictBret Harte Union High School District (09 - 12)
Elementary School DistrictVallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$261,008 (+2%) Land $23,209 Building $237,799
2025$3,322.00$255,891 Land $22,754 Building $233,137
2023$3,228.00 (+6.11%)$245,956 Land $21,871 Building $224,085
2022$3,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2451 Black Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimFeb 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2451 Black Oak Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Black Oak Dr

Nearby Streets

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