2451 Bear Den Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2451 Bear Den Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2 ba · 1,193 sqft · built 1991
Lot Size	0.082 acres (3,585 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jun 1993)
Tax Bill	$5,788 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-172046`

Property Details

APN / Parcel Number

Primary APN	`02-172046`
Alternative APNs	`2172046` `172046`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,193 sqft Living Area
Gross Area	1,466 sqft
1st Floor Area	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,585 sqft (0.082 acres)
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	172046
Street Address	2451 BEAR DEN RD
City	FREDERICK
State	MD
Zip	21701-9321
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 48 SEC 2 PLAT 2 BLK E- 3585 SQ FT WORMANS MILL
Legal Subdivision	WORMANS MILL
Legal Block	E
Legal Lot Number	48
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4007
Census Tract	750802

Owner

Source: Frederick County records · APN 02-172046

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13322 CATAWBA MANOR WAY, CLARKSBURG, MD 20871-4380
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 1993 · Amount on Record
Deed Sale	Jun 08, 1993 · Amount on Record
Deed Book / Page	1896 / 1005
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2451 BEAR DEN RD, FREDERICK, MD 21701-9321
Document Number	0142590355
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 10, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 DUNBROOKE CT FREDERICK MD 217019415, FREDERICK, MD 21701-9415

Mortgage

Document Number	0142590355
Date	Nov 12, 2020
Book Page	014259/000355

Lender

Name	MCLEAN MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,133 (+24.5%)	$356,800 (+14.25%) Land $146,500 Building $210,300
2025	$5,788.00 (+20.31%)
2023	$4,811.00	$262,767	$312,300 Land $121,500 Building $190,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Shenandoah Telecommunications Company, Verizon.

Based on FCC filings for 514 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FREDERICK serves 54,000 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.