2451 Albany St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2451 Albany St, Schenectady, NY 12304

Property Summary

Property TypeApartments (5+ Units)
Details3,672 sqft · built 1987
Lot Size0.154 acres (6,721 sqft)
OwnerCompany Name on Record
Last Sale$325,000 (Feb 2026)
Tax Bill$6,757 (2026)
Deeds & MortgagesFeb 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN421500 60.21-2-23

Property Details

APN / Parcel Number

Primary APN421500 60.21-2-23
Alternative APN
  • 150006002100020230000000

Interior

Units5 Units
Stories2 Stories
Building Area3,672 sqft Gross Area
Basement Area1,152 sqft
Unfinished Basement1,152 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area6,721 sqft (0.154 acres)
Lot Dimensions131 ft deep x 50 ft wide
PorchSlab
Porch Area336 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2451 ALBANY ST
CitySCHENECTADY
StateNY
Zip12304-3326
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code03 - MULTI
Legal Description& 50 P/O EACH 2 WOOD & BRICK
Legal Block2
Legal Lot Number23.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3013
Census Tract21700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2331 NISKAYUNA DR, A, SCHENECTADY, NY 12309-4043
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2026 · Amount on Record
Deed SaleFeb 17, 2026 · Amount on Record
Prior SaleOct 28, 2008 · Amount on Record
Deed Document Number20263188
Deed Book / Page2166 / 306
Prior Transfer DateFeb 28, 1997
Prior Transfer Doc1515000117
Record UpdatedOct 29, 2026

February 2026: Deed, Construction Loan

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateFeb 17, 2026
Property Address2451 ALBANY ST, SCHENECTADY, NY 12304-3326
Document Number0000003188
Instrument DateJan 15, 2026
Instrument202603188
Transaction TypeConstruction Loan
Record UpdatedApr 14, 2026
Title CompanyBATA TITLE AGENCY LLC, AAA TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address551 GORDON RD, ROTTERDAM, NY 12306-7203

Transferred To (Grantee/Buyer)

NameVerified Name
Address2331 NISKAYUNA DR STE A, A, NISKAYUNA, NY 12309-4043

Mortgage

Document Number0000003189
DateFeb 17, 2026
Instrument202603189
Lender
NamePIONEER BANK NA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,757.00 (+0.76%)
2025$6,706.00 (+0.99%)$163,800 (-) Land $20,800 Building $143,000$271,237 (+30.82%) Land $34,443 Building $236,794
2023$163,800 (-) Land $20,800 Building $143,000$207,342 (+3.8%) Land $26,329 Building $181,013
2022$163,800 Land $20,800 Building $143,000$199,756 Land $25,366 Building $174,390
2021$6,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Albany St

Nearby Streets

Search Property Records by Address or Parcel Number