Schenectady County and Rotterdam Town property record for 2451 3rd Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1953 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Jun 2008) |
| Tax Bill | $4,427 (2026) |
| Deeds & Mortgages | Nov 2024 Line of Credit Oct 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.11-5-12 |
| Primary APN | 422800 59.11-5-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Upper Floors Area | 360 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Patio |
|---|---|
| Porch Area | 225 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2451 3RD AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,SF,PT STOODLEY- 10'-409,410 4.-335-19 |
| Legal Block | 5 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 32901 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2451 3RD AVE, SCHENECTADY, NY 12303-2432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2024 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Oct 1, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU |
| Jun 25, 2025 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| May 2, 2017 | Deed of Trust, Mortgage · Conventional with PMI SEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2008 · Amount on Record |
| Deed Sale | Jun 13, 2008 · Amount on Record |
| Prior Sale | Apr 12, 2006 · Amount on Record |
| Deed Book / Page | 1783 / 761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2451 3RD AVE, SCHENECTADY, NY 12303-2432 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2451 3RD AVE, SCHENECTADY, NY 12303-2432 |
| Document Number | 0000067262 |
|---|---|
| Date | Nov 8, 2024 |
| Book Page | 5409/563 |
| Instrument | 202467262 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2451 3RD AVE, SCHENECTADY, NY 12303-2432 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2451 3RD AVE, SCHENECTADY, NY 12303-2432 |
| Document Number | 0000048711 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 5151/640 |
| Instrument | 202148711 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2451 3RD AVE, SCHENECTADY, NY 12303-2432 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2451 3RD AVE, SCHENECTADY, NY 12303-2432 |
| Document Number | 0000015869 |
|---|---|
| Date | Jun 25, 2025 |
| Instrument | 202515869 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2451 3RD AVE, SCHENECTADY, NY 12303-2432 |
| Document Number | 0000020952 |
| Book / Page | 004759 / 000877 |
| Instrument Date | May 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2451 3RD AVE SCHENECTADY NY 123032432, SCHENECTADY, NY 12303-2432 |
| Document Number | 0000020952 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 004759/000877 |
| Instrument | 20952 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 10, 2032 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,427.00 (+2%) Homeowner's exemption | ||
| 2025 | $4,340.00 | $118,000 (-) Land $10,200 Building $107,800 | $181,500 (+16.87%) Land $15,689 Building $165,811 |
| 2023 | $118,000 Land $10,200 Building $107,800 | $155,300 Land $13,424 Building $141,876 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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