San Diego County property record for 24501 Tesoro Way, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,723 sqft · built 1986 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $638,500 (Nov 2022) |
| Tax Bill | $8,048 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage May 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-482-16-00 |
| Primary APN | 288-482-16-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,723 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 43,996 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 24501 TESORO WAY |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 709 TR 007519 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007519 |
| Legal Block | 1 |
| Legal Lot Number | 709 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20810 |
Source: San Diego County records, as of August 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24501 TESORO WAY, RAMONA, CA 92065-4148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2022 | Grant Deed, Transfer · Conventional Mortgage WORLD WIDE CREDIT CORP |
| May 20, 2022 | Grant Deed, Transfer SPRUCE |
| May 14, 2021 | Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 16, 2017 | Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC |
| Jan 10, 2017 | Grant Deed, Transfer · FHA Mortgage IMORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2022 · Amount on Record |
| Deed Sale | Nov 21, 2022 · Amount on Record |
| Prior Sale | May 20, 2022 · Amount on Record |
| Deed Document Number | 2022443953 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 21, 2022 |
| Property Address | 24501 TESORO WAY, RAMONA, CA 92065-4148 |
| Document Number | 0000443953 |
| Map Reference | MAP 7519 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 2022-0443953 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 24501 TESORO WAY, RAMONA, CA 92065-4148 |
| Document Number | 0000443954 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 2022-0443954 |
| Name | WORLD WIDE CREDIT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 20, 2022 |
| Property Address | 24501 TESORO WAY, RAMONA, CA 92065-4148 |
| Document Number | 0000216513 |
| Map Reference | MAP 7519 |
| Instrument Date | May 18, 2022 |
| Instrument | 2022-0216513 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | SPRUCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 14, 2021 |
| Property Address | 24501 TESORO WAY, RAMONA, CA 92065-4148 |
| Document Number | 0000373058 |
| Map Reference | MAP 7519 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 2021-0373058 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24501 TESORO WAY, RAMONA, CA 92065-4148 |
| Document Number | 0000373059 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021-0373059 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 16, 2017 |
| Property Address | 24501 TESORO WAY, RAMONA, CA 92065-4148 |
| Document Number | 0000478886 |
| Map Reference | MAP7519 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 2017-0478886 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24501 TESORO WAY, RAMONA, CA 92065-4148 |
| Investor | Possibly a Property Investor |
| Document Number | 0000478887 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 2017-0478887 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 10, 2017 |
| Property Address | 24501 TESORO WAY, RAMONA, CA 92065-4148 |
| Document Number | 0000014070 |
| Instrument Date | Nov 30, 2016 |
| Instrument | 14070 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $508.75 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 24501 TESORO WAY RAMONA CA 920654148, RAMONA, CA 92065-4148 |
| Document Number | 14071, |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 14071 |
| Name | IMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85251 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $677,580 (+2%) Land $424,483 Building $253,097 | |
| 2025 | $8,048.00 (+1.82%) | $664,295 (+4.04%) Land $416,160 Building $248,135 |
| 2024 | $7,904.00 (+4.45%) | |
| 2023 | $7,567.00 (-6.59%) | $638,500 Land $400,000 Building $238,500 |
| 2022 | $8,101.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2005–2015) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 74% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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