2450 Rippling Brook Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2450 Rippling Brook Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 3,738 sqft · built 2000
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$318,000 (Jun 2014)
Tax Bill	$6,919 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-225816`

Property Details

APN / Parcel Number

Primary APN	`02-225816`
Alternative APNs	`2225816` `225816`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,738 sqft Gross Area
1st Floor Area	1,139 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	225816
Street Address	2450 RIPPLING BROOK RD
City	FREDERICK
State	MD
Zip	21701-9382
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 125 SECTION 4 PLAT 17-2,500 SQ. FT. WORMANS MILL
Legal Subdivision	WORMANS MILL SEC 4 17
Legal Block	L
Legal Lot Number	125
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2450 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2018	Deed of Trust, Mortgage · Closed-End Mortgage PENTAGON FCU
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FREEDOM BANK OF VIRGINIA
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FREEDOM BANK OF VIRGINIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2014 · Amount on Record
Deed Sale	Jun 25, 2014 · Amount on Record
Prior Sale	May 12, 2005 · Amount on Record
Deed Book / Page	10101 / 208
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2450 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122120489
Date	Jan 3, 2018
Book Page	12212/0489
Instrument	12212-0489

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Nov 17, 2027

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2450 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	WALKER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0143960472
Date	Dec 28, 2020
Book Page	14396/472

Lender

Name	THE FREEDOM BANK OF VIRGINIA
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2046

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2450 RIPPLING BROOK RD, FREDERICK, MD 21701-9382
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	WALKER TITLE, WALKER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146730092
Date	Mar 18, 2021
Book Page	14673/92

Lender

Name	THE FREEDOM BANK OF VIRGINIA
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,933 (+21.95%)	$478,600 (+21.6%) Land $130,000 Building $348,600
2025	$6,919.00 (+11.99%)
2023	$6,178.00 Homeowner's exemption	$346,000	$393,600 Land $90,000 Building $303,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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