2450 Ridge Rd, Elverson, PA 19520 Property Records

Chester County property record for 2450 Ridge Rd, Elverson, PA 19520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 1974
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$232,500 (Aug 2013)
Tax Bill	$601 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-5-74.9`

Property Details

APN / Parcel Number

Primary APN	`19-5-74.9`
Alternative APNs	`1905 00740900` `1905 007409`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
Gross Area	2,012 sqft
Basement Area	300 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Construction Type	Frame
Lot Area	87,120 sqft
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	2450 RIDGE RD
City	ELVERSON
State	PA
Zip	19520-9018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2 AC & DWG LOT 16
Legal Subdivision	TWIN LAKES
Legal Lot Number	16
Jurisdiction	CHESTER PA
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1031
Census Tract	301600

Owner

2450 Ridge Rd is owned and occupied by two individuals who bought it in August 2013.

Source: Chester County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2450 RIDGE RD, ELVERSON, PA 19520-9018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 25, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2013 · Amount on File
Deed Sale	Aug 22, 2013 · Amount on File
Deed Document Number	201311300047
Deed Book / Page	8795 / 2153
Prior Transfer Date	Jul 11, 2002
Prior Transfer Doc	0010110559
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Recording Date	Aug 24, 2026
Property Address	2450 RIDGE RD, ELVERSON, PA 19520-9018
Document Number	0012138895
Book / Page	11640 / 1341
Instrument Date	Aug 6, 2026
Instrument	202612138895
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	DATA SEARCH INC, DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2450 RIDGE RD, ELVERSON, PA 19520-9018

Mortgage

Document Number	0012138895,
Date	Aug 24, 2026
Book Page	11640/1341
Instrument	202612138895

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2056

Interest

Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	2450 RIDGE RD, ELVERSON, PA 19520-9018
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111090515
Date	Sep 12, 2023
Book Page	11109/515
Instrument	11992657

Lender

Name	TRUIST BANK
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	2450 RIDGE RD, ELVERSON, PA 19520-9018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2450 RIDGE RD, ELVERSON, PA 19520-9018

Mortgage

Document Number	0102860154
Date	Sep 25, 2020
Book Page	10286/154
Instrument	11765066

Lender

Name	TRUIST BANK
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	2450 RIDGE RD, ELVERSON, PA 19520-9018
Document Number	0101392194
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2450 RIDGE RD ELVERSON PA 195209018, ELVERSON, PA 19520-9018

Mortgage

Document Number	0101392194
Date	Apr 14, 2020
Book Page	010139/002194
Instrument	11727429

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2450 Ridge Rd was $601.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Warwick Township
Unified School District	Owen J. Roberts School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$601.00	$144,760 Land $53,580 Building $91,180	$145,470 Land $53,580 Building $91,890
2024	$5,656.00	$144,760 Land $53,580 Building $91,180
1998			$145,470 Land $53,580 Building $91,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2450 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2450 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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