2450 Mount Carmel Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 2450 Mount Carmel Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,188 sqft · built 2013
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Oct 2023 Sale Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3033643442`

Property Details

APN / Parcel Number

Primary APN	`3033643442`
Alternative APN	`77025`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Utility Area	100 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2013
Architectural Style	Contemporary
Exterior Material	Logs
Lot Area	39,640 sqft (0.91 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	496 sqft
Patio Area	675 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	77025
Street Address	2450 MOUNT CARMEL RD
City	SPARTA
State	NC
Zip	28675-9195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#3 NANNIE R WMS
Legal Subdivision	WILLIAMS, NANNIE PROPERTY B
Jurisdiction	ALLEGHANY NC
Township / Civil Division	PINEY CREEK
Census Block Group	1
Census Block	1017
Census Tract	950300

Owner

2450 Mount Carmel Rd is owned by an individual who acquired it in October 2023.

Source: Alleghany County records, as of November 17, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2428 MOUNT CARMEL RD, SPARTA, NC 28675-9195
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Warranty Deed, Transfer
Oct 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING AND TRUST CO
May 31, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023
Deed Sale	Oct 23, 2023
Prior Sale	May 31, 2019 · Amount on File
Deed Document Number	2305
Deed Book / Page	440 / 294
Record Updated	Jun 7, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Oct 23, 2023
Property Address	2450 MOUNT CARMEL RD, SPARTA, NC 28675-9195
Document Number	000440/294
Book / Page	440 / 294
Map Reference	MB 12 PG 470
Instrument Date	Oct 23, 2023
Instrument	2305
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3605 INDIAN RIVER DR, COCOA, FL 32926-8700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 MOUNT CARMEL RD, SPARTA, NC 28675-9195

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	2450 MOUNT CARMEL RD, SPARTA, NC 28675-9195
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000403/61
Date	Oct 8, 2019
Book Page	403/61
Instrument	2113

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	May 31, 2019
Property Address	2450 MOUNT CARMEL RD, SPARTA, NC 28675-9195
Document Number	000400/240
Book / Page	400 / 240
Instrument Date	May 30, 2019
Instrument	1046
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 COACH CLUB DR, TITUSVILLE, FL 32780-2312

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$249,900 Land $64,300 Building $185,600	$249,900 Land $64,300 Building $185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2450 Mount Carmel Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2003–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2450 Mount Carmel Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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