2450 McPhaul Rd, Chattahoochee, FL 32324 Property Records

Gadsden County property record for 2450 McPhaul Rd, Chattahoochee, FL 32324

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	5 bd · 2 ba · 3,200 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$785,000 (Apr 2018)
Tax Bill	$3,187 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`2-08-3N-5W-0000-00430-0000`

Property Details

APN / Parcel Number

Primary APN	`2-08-3N-5W-0000-00430-0000`
Alternative APN	`1090010000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,200 sqft Gross Area
1st Floor Area	3,200 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2450 MCPHAUL RD
City	CHATTAHOOCHEE
State	FL
Zip	32324
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	OR 845 P 1636 OR 845 P 1632 OR
Legal Range	5W
Legal Township	3N
Legal Section	08
Jurisdiction	GADSDEN FL
Township / Civil Division	CHATTAHOOCHEE
Census Block Group	4
Census Block	4002
Census Tract	20400

Owner

2450 McPhaul Rd, timberland, forest, woodland vacant land, is owned by an individual who bought it in April 2018.

Source: Gadsden County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	195 SW ROUND HOUSE CT, FORT WHITE, FL 32038-7338
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2018	Warranty Deed, Transfer FARMERS & MERCHANTS NAT'L BK
Apr 12, 2018	Grant Deed, Transfer HAYWARD TITLE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2018 · Amount on File
Deed Sale	Apr 12, 2018 · Amount on File
Prior Sale	Dec 27, 2016 · Amount on File
Deed Document Number	20182642
Deed Book / Page	845 / 1636
Prior Transfer Date	Jan 3, 2017
Prior Transfer Doc	0008270840
Record Updated	Sep 20, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Apr 12, 2018
Property Address	2450 MCPHAUL RD, CHATTAHOOCHEE, FL 32324
Document Number	0008451636
Book / Page	000845 / 001636
Instrument Date	Apr 11, 2018
Instrument	2642
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	HAYWARD TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,495.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SW ROUND HOUSE CT FORT WHITE FL 320387338, FORT WHITE, FL 32038-7338

Mortgage

Document Number	8451640
Date	Apr 12, 2018
Book Page	000845/001640
Instrument	2643

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	MONTICELLO, FL 32345

Agreement

Amount	Amount on Record

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GADSDEN FL
Recording Date	Apr 12, 2018
Property Address	2450 MCPHAUL RD, CHATTAHOOCHEE, FL 32324
Document Number	0008451632
Book / Page	000845 / 001632
Instrument Date	Apr 11, 2018
Instrument	2641
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	HAYWARD TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	573 TIMBERLANE RD TALLAHASSEE FL 323121613, TALLAHASSEE, FL 32312-1613

Tax Assessment & Valuation

The 2025 property tax bill for 2450 McPhaul Rd was $3,187, up 4.6% from the year before.

Source: Gadsden County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,187.00 (+4.56%)	$254,471 (+0.57%)	$273,951 (+0.75%) Land $27,800 Building $246,151
2024	$3,048.00 (+6.61%)	$253,032 (+4.19%)	$271,912 (+8.88%)
2023	$2,859.00 (+9.12%)	$242,848 (+9.27%)	$249,728 (+9.02%)
2022	$2,620.00	$222,244	$229,064

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2450 McPhaul Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1991–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2450 McPhaul Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

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