Charles County property record for 2450 Keystone Dr, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,222 sqft · built 2000 |
| Lot Size | 0.277 acres (12,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $197,700 (Feb 2000) |
| Tax Bill | $12,032 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-272770 |
| Primary APN | 06-272770 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,222 sqft Living Area |
| Gross Area | 3,582 sqft |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 830 sqft |
| Finished Basement | 830 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,056 sqft (0.277 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 44 sqft |
| Deck Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 272770 |
|---|---|
| Street Address | 2450 KEYSTONE DR |
| City | WALDORF |
| State | MD |
| Zip | 20601-3538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 11 = 0.2768 AC KEYSTONE ESTATES SUB |
| Legal Subdivision | KEYSTONE ESTATES SUB |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 850802 |
2450 Keystone Dr is owned and occupied by two individuals who bought it in February 2000.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2450 KEYSTONE DR, WALDORF, MD 20601-3538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Mar 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2000 · Amount on File |
| Deed Sale | Feb 2, 2000 · Amount on File |
| Prior Sale | Nov 30, 1999 · Amount on File |
| Deed Document Number | 200017400 |
| Deed Book / Page | 2937 / 136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2450 KEYSTONE DR, WALDORF, MD 20601-3538 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0128020480 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 12802/480 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2450 KEYSTONE DR, WALDORF, MD 20601-3538 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2450 KEYSTONE DR, WALDORF, MD 20601-3538 |
| Document Number | 0124170457 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | 12417/457 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 137 Months |
| Due | Aug 1, 2033 |
The 2025 property tax bill for 2450 Keystone Dr was $12,032.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,000 | $471,100 Land $125,100 Building $346,000 | |
| 2025 | $12,032.00 | ||
| 2023 | $4,972.00 | $352,800 | $368,800 Land $125,100 Building $243,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2450 Keystone Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1999–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2450 Keystone Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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