Indian River County property record for 2450 86th Dr, Vero Beach, FL 32966
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,100 sqft · built 1978 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Dec 2018) |
| Tax Bill | $1,406 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-38-02-00003-0040-00003.0 |
| Primary APN | 33-38-02-00003-0040-00003.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Gross Area | 1,280 sqft |
| 1st Floor Area | 1,100 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 101 ft wide |
| View / Lot | Interior |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 432 sqft |
| Porch | Screened Porch |
| Porch Area | 180 sqft |
| Utility Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2450 86TH DR |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32966-5025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | PARADISE PARK UNIT NO 2 PBI 3-77 BLK D LOTS 3-4 |
| Legal Range | 38E |
| Legal Township | 33S |
| Legal Section | 02 |
| Legal Subdivision | PARADISE PARK UNIT NO 2 |
| Legal Block | D |
| Legal Lot Number | 3-4 |
| Legal Unit | NO |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 50907 |
2450 86th Dr is owned and occupied by two individuals who bought it in December 2018.
Source: Indian River County records, as of December 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2450 86TH DR, VERO BEACH, FL 32966-5025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed of Trust, Mortgage SPACE COAST CU |
| Mar 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPACE COAST CU |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Jan 23, 2019 | Correction Deed AMROCK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2018 · Amount on File |
| Deed Sale | Dec 7, 2018 · Amount on File |
| Prior Sale | Aug 31, 2010 · Amount on File |
| Deed Document Number | 201873775 |
| Deed Book / Page | 3169 / 21 |
| Prior Transfer Date | Dec 3, 2018 |
| Prior Transfer Doc | 0031690021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 2450 86TH DR, VERO BEACH, FL 32966-5025 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2450 86TH DR, VERO BEACH, FL 32966-5025 |
| Document Number | 0038220858 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | 3822/858 |
| Instrument | 3120250059068 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Amount | Amount on Record |
|---|---|
| Term | 71 Months |
| Due | Nov 25, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 2450 86TH DR, VERO BEACH, FL 32966-5025 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0036082153 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | 3608/2153 |
| Instrument | 3120230014297 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 25, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 2450 86TH DR, VERO BEACH, FL 32966-5025 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0033270386 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 3327/386 |
| Instrument | 3120200046252 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 7, 2018 |
| Property Address | 2450 86TH DR, VERO BEACH, FL 32966-5025 |
| Document Number | 0031690021 |
| Book / Page | 003169 / 000021 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 73775 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | AMROCK INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2450 86TH DR VERO BEACH FL 329665025, VERO BEACH, FL 32966-5025 |
| Document Number | 31690023 |
|---|---|
| Date | Dec 7, 2018 |
| Book Page | 003169/000023 |
| Instrument | 73776 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 6, 2033 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 23, 2019 |
| Property Address | 2450 86TH DR, VERO BEACH, FL 32966-5025 |
| Document Number | 0031790195 |
| Book / Page | 003179 / 000195 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 4530 |
| Record Updated | Feb 5, 2019 |
| Title Company | AMROCK INC |
| Amount | Amount on Record |
|---|---|
| Tax | $910.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2450 86TH DR VERO BEACH FL 329665025, VERO BEACH, FL 32966-5025 |
The 2025 property tax bill for 2450 86th Dr was $1,406 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,406.00 Homeowner's exemption | $111,248 | $193,629 Land $47,093 Building $146,536 |
| 2023 | $1,083.00 (+3.74%) | $104,788 (+3%) | $199,974 (+28.09%) Land $60,828 Building $139,146 |
| 2022 | $1,044.00 | $101,736 | $156,115 Land $36,104 Building $120,011 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2450 86th Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2450 86th Dr is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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