245 Willow Ter, Sterling, VA 20164 Property Records

Loudoun County property record for 245 Willow Ter, Sterling, VA 20164

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,678 sqft · built 1972
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,824 (Nov 2025)
Tax Bill	$3,664 (2026)
Deeds & Mortgages	Nov 2025 Sale Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-47-0522-000`

Property Details

APN / Parcel Number

Primary APN	`012-47-0522-000`
Alternative APN	`82 A3B 123`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,678 sqft Living Area
1st Floor Area	836 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	245 WILLOW TER
City	STERLING
State	VA
Zip	20164-1629
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH3
Legal Description	SUGARLAND RUN SEC.3B LOT 123 1332--1346, 1341--2 D/C
Legal Subdivision	SUGARLAND RUN
Legal Block	2
Legal Lot Number	123
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2001
Census Tract	611204

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 WILLOW TER, STERLING, VA 20164-1629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed, Transfer UNKNOWN, VERSATILE T&E LLC
Jun 8, 2021	Intrafamily Transfer, Transfer
Nov 13, 2020	Warranty Deed, Transfer · Conventional with PMI FAIRFAX MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Nov 13, 2020 · Amount on Record
Deed Document Number	202556003
Prior Transfer Date	Mar 30, 2021
Prior Transfer Doc	0000064490
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUDOUN VA
Recording Date	Nov 17, 2025
Property Address	245 WILLOW TER, STERLING, VA 20164-1629
Document Number	0000056003
Map Reference	MB 1341 PG 2
Instrument Date	Aug 22, 2025
Instrument	20251117-0056003
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	UNKNOWN, VERSATILE T&E LLC

Transaction

Amount	Amount Recorded
Tax	$129.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	245 WILLOW TER, STERLING, VA 20164-1629

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Jun 8, 2021
Property Address	245 WILLOW TER, STERLING, VA 20164-1629
Document Number	202106080064490
Instrument Date	Mar 30, 2021
Instrument	202106080064490
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 WILLOW TER, STERLING, VA 20164-1629

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Nov 13, 2020
Property Address	245 WILLOW TER, STERLING, VA 20164-1629
Document Number	20201113110363
Instrument Date	Nov 12, 2020
Instrument	110363
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 WILLOW TER STERLING VA 201641629, STERLING, VA 20164-1629

Mortgage

Document Number	20201113110364
Date	Nov 13, 2020
Instrument	110364

Lender

Name	FAIRFAX MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,664.00 (+5.65%)	$455,230 (+5.65%) Land $143,500 Building $311,730	$455,230 (+5.65%) Land $143,500 Building $311,730
2025	$3,468.00 (+4.36%)	$430,900 (+13.45%) Land $143,500 Building $287,400	$430,900 (+13.45%) Land $143,500 Building $287,400
2023	$3,323.00	$379,820 Land $133,500 Building $246,320	$379,820 Land $133,500 Building $246,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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