245 Willow Dr, Belvidere, IL 61008 Property Records

Boone County property record for 245 Willow Dr, Belvidere, IL 61008 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,020 sqft · built 1963
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2022)
Tax Bill	$5,583 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-19-354-002`

Property Details

APN / Parcel Number

Primary APN	`05-19-354-002`
Alternative APN	`05-05-19-354-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,020 sqft Living Area
Gross Area	4,040 sqft
1st Floor Area	4,040 sqft
Basement Area	2,020 sqft
Unfinished Basement	2,020 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,750 sqft (0.66 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-19-354-002
Street Address	245 WILLOW DR
City	BELVIDERE
State	IL
Zip	61008-8516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19-44-3 1ST ADD TO EDGEWOOD HGTS LT 15 245 WILLOW DR
Legal Subdivision	1ST ADD TO EDGEWOOD HGTS
Legal Lot Number	15
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2046
Census Tract	10502

Owner

Source: Boone County records · APN 05-19-354-002

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	245 WILLOW DR, BELVIDERE, IL 61008-8516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 09, 2023	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK ROCKFORD
Feb 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK ROCKFORD
Dec 22, 2022	Joint Tenancy Deed, Transfer · Conventional Mortgage BLACKHAWK BANK
Dec 07, 2018	Deed, Transfer · Conventional Mortgage RESOURCE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Prior Sale	Dec 07, 2018 · Amount on Record
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	245 WILLOW DR, BELVIDERE, IL 61008-8516
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R04659
Date	Nov 09, 2023
Instrument	2023R04659

Lender

Name	NORTHWEST BANK ROCKFORD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2053

Interest

Rate Type	Fixed Rate
Rate	7.88%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	245 WILLOW DR, BELVIDERE, IL 61008-8516
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R00699
Date	Feb 23, 2024
Instrument	2024R00699

Lender

Name	NORTHWEST BANK ROCKFORD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	8.5%

December 2022: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BOONE IL
Recording Date	Dec 22, 2022
Property Address	245 WILLOW DR, BELVIDERE, IL 61008-8516
Document Number	2022R06725
Map Reference	DOC 12436
Instrument Date	Dec 21, 2022
Instrument	2022R06725
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29801 THORNTON DR, KINGSTON, IL 60145-8545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 WILLOW DR, BELVIDERE, IL 61008-8516

Mortgage

Document Number	2022R06726
Date	Dec 22, 2022
Instrument	2022R06726

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.63%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Max Rate At Change	12.6%
Index	1-Month LIBOR
Margin	3

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	Dec 07, 2018
Property Address	245 WILLOW DR, BELVIDERE, IL 61008-8516
Document Number	2018R06295
Instrument Date	Nov 21, 2018
Instrument	2018R06295
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 WILLOW DR, BELVIDERE, IL 61008-8516

Mortgage

Document Number	2018R06296
Date	Dec 07, 2018
Instrument	2018R06296

Lender

Name	RESOURCE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,583.00 (-0.83%) Homeowner's exemption	$80,778 (+4.74%) Land $10,390 Building $70,388	$242,334 (+4.74%) Land $31,170 Building $211,164
2024		$77,122 (+31.12%) Land $10,390 Building $66,732	$231,366 (+31.12%) Land $31,170 Building $200,196
2022	$5,630.00	$58,816 Land $10,390 Building $48,426	$176,448 Land $31,170 Building $145,278

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (17007C), updated February 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170070105022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 105 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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