245 Whittaker Rd, Sparta, TN 38583 Property Records

White County property record for 245 Whittaker Rd, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,211 sqft · built 2002
Lot Size	1.97 acres (85,813 sqft)
Owner	Trust Name on File
Last Sale	$310,000 (Jun 2021)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093015 00207`

Property Details

APN / Parcel Number

Primary APN	`093015 00207`
Alternative APN	`015 00207`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,211 sqft Living Area
1st Floor Area	2,211 sqft
Attic Area	3,237 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	85,813 sqft (1.97 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	1,026 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Deck Area	448 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	245 WHITTAKER RD
City	SPARTA
State	TN
Zip	38583-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	WHITE TN
Township / Civil Division	3
Census Block Group	1
Census Block	1003
Census Tract	935100

Owner

245 Whittaker Rd is owner-occupied and held in a trust since July 2025.

Source: White County records, as of January 23, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	245 WHITTAKER RD, SPARTA, TN 38583-5410
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2017	Deed of Trust, Mortgage · VA Mortgage PNC MORTGAGE LLC
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Mar 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on File
Deed Sale	Jun 7, 2021 · Amount on File
Prior Sale	Jun 7, 2021 · Amount on File
Deed Document Number	0RB482/824
Deed Book / Page	RB482 / 824
Last Transfer Date	Jul 2, 2025
Transfer Doc	0RB577/641
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	245 WHITTAKER RD, SPARTA, TN 38583-5410
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004186
Date	Dec 15, 2017
Book Page	RB407/846
Instrument	17004186

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jun 7, 2021
Property Address	245 WHITTAKER RD, SPARTA, TN 38583-5410
Document Number	RB482/824
Book / Page	RB482 / 824
Instrument Date	Jun 4, 2021
Instrument	21002648
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 WHITTAKER RD, SPARTA, TN 38583-5410

Mortgage

Document Number	21002649
Date	Jun 7, 2021
Instrument	21002649

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE TN
Recording Date	Mar 27, 2017
Property Address	245 WHITTAKER RD, SPARTA, TN 38583-5410
Document Number	0000001020
Book / Page	000394 / 000476
Instrument Date	Feb 17, 2017
Instrument	1020
Transaction Type	Transfer
Record Updated	Apr 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 WHITTAKER RD SPARTA TN 385835410, SPARTA, TN 38583-5410

Tax Assessment & Valuation

The 2025 property tax bill for 245 Whittaker Rd was $1,523.

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,523.00	$108,000 Land $6,400 Building $101,600	$432,000 Land $25,600 Building $406,400
2023		$63,350 Land $6,000 Building $57,350
2021	$1,299.00
2020			$253,400 Land $24,000 Building $229,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 245 Whittaker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Whittaker Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O'CONNOR UTILITY DISTRICT serves 10,344 people · EPA ID TN0000526
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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