Passaic County and Wayne Township property record for 245 Whitmore Ave, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,632 sqft · built 1960 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $242,000 (Jun 2009) |
| Tax Bill | $6,748 (2025) |
| Deeds & Mortgages | Sep 2018 Loan Modification Aug 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 14-01516-0000-00004 |
| Primary APN | 14-01516-0000-00004 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,632 sqft Living Area |
|---|
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Lot Area | 9,975 sqft (0.229 acres) |
| Old Parcel Number | 1400367000000015 |
|---|---|
| Street Address | 245 WHITMORE AVE |
| City | WAYNE |
| State | NJ |
| Zip | 07470-7253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1P |
| Legal Block | 1516 |
| Legal Lot Number | 4 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 246300 |
245 Whitmore Ave is owned and occupied by two individuals who bought it in June 2009.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 WHITMORE AVE, WAYNE, NJ 07470-7253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2018 | Loan Modification, Mortgage · FHA Mortgage OCWEN LN SERVICING |
| Aug 7, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2009 · Amount on File |
| Deed Sale | Jun 11, 2009 · Amount on File |
| Deed Document Number | 200930627 |
| Deed Book / Page | 1777 / 77 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 245 WHITMORE AVE, WAYNE, NJ 07470-7253 |
| Document Number | 0000042179 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 245 WHITMORE AVE WAYNE NJ 074707253, WAYNE, NJ 07470-7253 |
| Document Number | 0000042179 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 000736/000001 |
| Instrument | 42179 |
| Name | OCWEN LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST PALM BEACH, FL 33407 |
| Type | FHA Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 245 WHITMORE AVE, WAYNE, NJ 07470-7253 |
| Document Number | 0000041878 |
| Instrument Date | Aug 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 245 WHITMORE AVE WAYNE NJ 074707253, WAYNE, NJ 07470-7253 |
| Document Number | 0000041878 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 015196/000252 |
| Instrument | 41878 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 12, 2048 |
The 2025 property tax bill for 245 Whitmore Ave was $6,748, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,500 (-) Land $47,300 Building $65,200 | $112,500 (-) Land $47,300 Building $65,200 | |
| 2025 | $6,748.00 (+0.88%) | $112,500 Land $47,300 Building $65,200 | $112,500 Land $47,300 Building $65,200 |
| 2024 | $6,689.00 | ||
| 2023 | $112,500 Land $47,300 Building $65,200 | $112,500 Land $47,300 Building $65,200 | |
| 2022 | $6,360.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 245 Whitmore Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 78 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 1,299 (1978–2024) |
| Claims Outside the SFHA | 23 of 1,299 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Whitmore Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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