245 Whitehead Rd, Coventry, RI 02816 Property Records

Coventry Town property record for 245 Whitehead Rd, Coventry, RI 02816

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,012 sqft · built 1988
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (May 2004)
Tax Bill	$7,125 (2025)
Deeds & Mortgages	May 2025 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-0227-50`

Property Details

APN / Parcel Number

Primary APN	`5-0227-50`
Alternative APNs	`COVE M:58 L:34` `6023`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,012 sqft Living Area
Gross Area	3,612 sqft
1st Floor Area	2,292 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	5-0227-50
Street Address	245 WHITEHEAD RD
City	COVENTRY
State	RI
Zip	02816-8948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Lot Number	34
Jurisdiction	COVENTRY RI
Township / Civil Division	COVENTRY
Census Block Group	3
Census Block	3018
Census Tract	20703

Owner

Source: Coventry Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 WHITEHEAD RD, COVENTRY, RI 02816-8948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Deed of Trust, Mortgage · Line of Credit RHODE ISLAND CREDIT UNION
Jul 19, 2021	Deed of Trust, Mortgage · FHA Mortgage SEMPER HOME LOANS INC
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage RHODE ISLAND CU
Oct 26, 2017	Deed of Trust, Mortgage · Conventional with PMI NOT AVAILABLE NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2004 · Amount on Record
Deed Sale	May 27, 2004 · Amount on Record
Prior Sale	Jan 30, 2004 · Amount on Record
Deed Book / Page	1610 / 477
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	245 WHITEHEAD RD, COVENTRY, RI 02816-8948
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002325-977
Date	May 2, 2025
Book Page	2325/977
Instrument	1948

Lender

Name	RHODE ISLAND CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2030

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	245 WHITEHEAD RD, COVENTRY, RI 02816-8948
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002218-520
Date	Jul 19, 2021
Book Page	2218/520
Instrument	6191

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	245 WHITEHEAD RD, COVENTRY, RI 02816-8948
Document Number	2122-450
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 WHITEHEAD RD COVENTRY RI 028168948, COVENTRY, RI 02816-8948

Mortgage

Document Number	2122-450
Date	Feb 11, 2019
Book Page	002122/000450

Lender

Name	RHODE ISLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	245 WHITEHEAD RD, COVENTRY, RI 02816-8948
Document Number	2086-225
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 WHITEHEAD RD COVENTRY RI 028168948, COVENTRY, RI 02816-8948

Mortgage

Document Number	2086-225
Date	Oct 31, 2017
Book Page	002086/000225
Instrument	6621

Lender

Name	NOT AVAILABLE NOT AVAILABLE
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Coventry Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Coventry Town
Unified School District	Coventry School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,125.00 (+3.14%)	$442,800 (-1.73%) Land $112,300 Building $330,500
2024			$542,925
2023	$6,908.00	$450,600 Land $112,300 Building $338,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	19 (1979–2013)
Claims Outside the SFHA	15 of 19
Most Recent Claim	Sep 2013 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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