Cherokee County property record for 245 Whitaker Ln, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,615 sqft Heated Area |
| Lot Size | 57,064 sqft (1.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2019) |
| Tax Bill | $1,405.00 (2025) |
| Primary APN | 550103030843000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,615 sqft Heated Area |
| Upper Floors | 640 sqft Upper Floors |
| Basement Area | 960 sqft Basement |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination Exterior |
| Roof Construction | Gambrel Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 57,064 sqft (1.3 acres) |
| Depth X Width | 350 ft x 136 ft Depth x Width |
| Deck Area | 160 sqft Deck |
| Porch | Open Porch |
| Porch Area | 224 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 49573 |
|---|---|
| Street Address | 245 WHITAKER LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-2390 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 SAWGRASS SUB 946/156 |
| Legal Subdivision | SAWGRASS SUB |
| Legal Lot Number | 8 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 930501 |
Source: Cherokee County records · APN 550103030843000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 245 WHITAKER LN, MURPHY, NC 28906-2390 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Apr 05, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 05, 2019 · Amount on Record |
| Deed Sale | Apr 05, 2019 · Amount on Record |
| Deed Doc Number | 01460 |
| Deed Book / Page | 01610 / 0492 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 245 WHITAKER LN, MURPHY, NC 28906-2390 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 245 WHITAKER LN, MURPHY, NC 28906-2390 |
| Document Number | 001793/196 |
|---|---|
| Date | Jan 02, 2026 |
| Book Page | 1793/196 |
| Instrument | 3 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | 2000 MIDLANTIC DR STE 410A, MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Apr 05, 2019 |
| Property Address | 245 WHITAKER LN, MURPHY, NC 28906-2390 |
| Document Number | 01610/0492 |
| Book / Page | 01610 / 0492 |
| Map Reference | CAB B SL 126 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 01460 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 WHITAKER LN, 245, MURPHY, NC 28906-2390 |
| Name | Verified Name |
|---|---|
| Address | 245 WHITAKER LN, MURPHY, NC 28906-2390 |
| Document Number | 0000001461 |
|---|---|
| Date | Apr 05, 2019 |
| Instrument | 01461 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,405.00 | $205,080 (-) | $205,080 (-) Land $11,000 Building $194,080 |
| 2023 | $205,080 | $205,080 Land $11,000 Building $194,080 |
245 Whitaker Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 62nd percentile of exposed land nationally · 84th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 476 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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