245 Wethersfield St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 245 Wethersfield St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,816 sqft · built 1983
Lot Size	3.74 acres (163,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Apr 2019)
Tax Bill	$9,637 (2026)
Deeds & Mortgages	Jan 2022 Refinance Oct 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0023 B:0084 L:0001`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0023 B:0084 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,816 sqft Living Area
Gross Area	4,448 sqft
Basement Area	126 sqft
Unfinished Basement	126 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	163,237 sqft (3.74 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	245 WETHERSFIELD ST
City	ROWLEY
State	MA
Zip	01969-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Subdivision	CHESTER J ANTHONY & HELEN L AN
Legal Block	84
Legal Lot Number	1
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1042
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 WETHERSFIELD ST, ROWLEY, MA 01969-1710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONAL GRAND BANK OF MARBLEHEAD
Oct 8, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 23, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ENVOY MORTGAGE LTD
Sep 23, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ENVOY MORTGAGE LTD
Sep 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD
Apr 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD
Nov 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD
Apr 30, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	May 14, 2012 · Amount on Record
Deed Book / Page	37476 / 290
Last Transfer Date	Oct 7, 2021
Transfer Doc	040361-254
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	245 WETHERSFIELD ST, ROWLEY, MA 01969-1710
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040648-294
Date	Jan 11, 2022
Book Page	40648/294
Instrument	20220111002970

Lender

Name	NATIONAL GRAND BANK OF MARBLEHEAD
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Oct 8, 2021
Property Address	245 WETHERSFIELD ST, ROWLEY, MA 01969-1710
Document Number	40361-254
Book / Page	40361 / 254
Instrument Date	Oct 7, 2021
Instrument	20211008001410
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	245 WETHERSFIELD ST, ROWLEY, MA 01969-1710

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Sep 23, 2021
Property Address	245 WETHERSFIELD ST, ROWLEY, MA 01969-1710
Document Number	40306-303
Book / Page	40306 / 303
Instrument Date	Sep 21, 2021
Instrument	20210923002750
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 GREEN NEEDLE LN, ROWLEY, MA 01969-1722

Mortgage

Document Number	40306-305
Date	Sep 23, 2021
Book Page	40306/305
Instrument	20210923002760

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2050

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Sep 23, 2021
Property Address	245 WETHERSFIELD ST, ROWLEY, MA 01969-1710
Document Number	040306-303
Book / Page	40306 / 303
Instrument Date	Sep 21, 2021
Instrument	20210923002750
Transaction Type	Transfer
Record Updated	Aug 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 GREEN NEEDLE LN, ROWLEY, MA 01969-1722

Mortgage

Document Number	040306-305
Date	Sep 23, 2021
Book Page	40306/305
Instrument	20210923002760

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	245 WETHERSFIELD ST, ROWLEY, MA 01969-1710
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37874-563
Date	Sep 25, 2019
Book Page	37874/563
Instrument	20190925004390

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	245 WETHERSFIELD ST, ROWLEY, MA 01969-1710
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38424-466
Date	Apr 15, 2020
Book Page	38424/466
Instrument	20200415004630

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	245 WETHERSFIELD ST, ROWLEY, MA 01969-1710
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39236-103
Date	Nov 30, 2020
Book Page	39236/103
Instrument	20201130005000

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Apr 30, 2019
Property Address	245 WETHERSFIELD ST, ROWLEY, MA 01969-1710
Document Number	37476-290
Book / Page	37476 / 290
Instrument Date	Apr 29, 2019
Instrument	20190430003990
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 WETHERSFIELD ST, ROWLEY, MA 01969-1710

Mortgage

Document Number	190430004000
Date	Apr 30, 2019
Instrument	190430004000

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,637.00 (+10.1%)	$797,100 (+7.18%) Land $349,300 Building $447,800	$685,674 (-17.12%)
2025	$8,753.00 (+8.05%)	$743,700 (+11.08%) Land $332,900 Building $410,800	$827,355
2024	$8,101.00 (+25.85%)	$669,500 (+35.42%) Land $317,000 Building $352,500
2023	$6,437.00	$494,400 Land $272,100 Building $222,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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