Bergen County and Lodi Borough property record for 245 Westervelt Pl, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 3,068 sqft · built 2006 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $640,000 (Apr 2006) |
| Tax Bill | $18,546 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00057-0000-00045 |
| Primary APN | 31-00057-0000-00045 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,068 sqft Living Area |
| 1st Floor Area | 3,068 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 122400 |
|---|---|
| Street Address | 245 WESTERVELT PL |
| City | LODI |
| State | NJ |
| Zip | 07644-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X100 |
| Legal Block | 57 |
| Legal Lot Number | 45 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30201 |
Source: Bergen County and Lodi Borough records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 245 WESTERVELT PL, LODI, NJ 07644-1107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2006 · Amount on Record |
| Deed Sale | Apr 21, 2006 · Amount on Record |
| Prior Sale | Jan 4, 2005 · Amount on Record |
| Deed Book / Page | 9061 / 269 |
| Prior Transfer Date | Feb 9, 2000 |
| Prior Transfer Doc | 0000019732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 21, 2026 |
| Property Address | 245 WESTERVELT PL, LODI, NJ 07644-1107 |
| Document Number | 0000065511 |
| Book / Page | 5904 / 625 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 202665511 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9 EDWIN ST, RIDGEFIELD PARK, NJ 07660-1110 |
| Document Number | 0000065511, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 5904/625 |
| Instrument | 202665511 |
| Name | KEARNY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $523,900 (-) Land $160,000 Building $363,900 | $523,900 (-) Land $160,000 Building $363,900 | |
| 2025 | $18,546.00 (+5.61%) | $523,900 (-) Land $160,000 Building $363,900 | $523,900 (-) Land $160,000 Building $363,900 |
| 2024 | $17,561.00 (+2.7%) | ||
| 2023 | $523,900 Land $160,000 Building $363,900 | $523,900 Land $160,000 Building $363,900 | |
| 2022 | $17,100.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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