245 West St, Winchester, VA 22601 Property Records

Winchester City property record for 245 West St, Winchester, VA 22601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1943
Lot Size	0.182 acres (7,919 sqft)
Owner	Individual Name on File
Last Sale	$289,900 (Apr 2021)
Tax Bill	$2,426 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`194-01-A-7`

Property Details

APN / Parcel Number

Primary APN	`194-01-A-7`
Alternative APNs	`5113` `5696`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1968
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,919 sqft (0.182 acres)
Lot Dimensions	150 ft deep x 52.8 ft wide
Porch	Slab
Porch Area	210 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5113
Street Address	245 WEST ST
City	WINCHESTER
State	VA
Zip	22601-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	L-5 NORTH 1/2 L-7 & 3.3' STRIP W S 245 WEST STREET
Legal Subdivision	VIRGINIA WOOLEN COMPANYS ADDITION
Legal Lot Number	7
Jurisdiction	WINCHESTER CITY VA
Township / Civil Division	WINCHESTER
Census Block Group	4
Census Block	4004
Census Tract	102

Owner

245 West St is owned and occupied by an individual who bought it in April 2021.

Source: Winchester City records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	245 WEST ST, WINCHESTER, VA 22601-5224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC
Jan 11, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Prior Sale	Sep 11, 2013 · Amount on File
Deed Document Number	20211391
Record Updated	Sep 20, 2026

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Apr 28, 2021
Property Address	245 WEST ST, WINCHESTER, VA 22601-5224
Document Number	210001391
Map Reference	MB 38 PG 470
Instrument Date	Apr 23, 2021
Instrument	210001391
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	245 WEST ST, WINCHESTER, VA 22601-5224
Investor	Possibly a Property Investor

Mortgage

Document Number	0210001392
Date	Apr 28, 2021
Instrument	210001392

Lender

Name	REDFIN MORTGAGE LLC
Type	Mortgage Company
Address	FRISCO, TX 75034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	245 WEST ST, WINCHESTER, VA 22601-5224
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 180000076
Date	Jan 11, 2018
Instrument	180000076

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jan 10, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 245 West St was $2,426.

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Winchester City
Unified School District	Winchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,426.00	$305,200 Land $60,000 Building $245,200
2025	$2,426.00		$305,200 Land $60,000 Building $245,200
2023	$2,245.00 (+20.25%)	$270,600 Land $60,000 Building $210,600	$270,600 Land $60,000 Building $210,600
2022	$1,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 West St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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