245 West Ln, Virginia Beach, VA 23454 Property Records

Virginia Beach City property record for 245 West Ln, Virginia Beach, VA 23454

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,482 sqft · built 2019
Lot Size	0.123 acres (5,358 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,413 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Sale & Mortgage
APN	`2407-95-3632`

Property Details

APN / Parcel Number

Primary APN	`2407-95-3632`
Alternative APN	`24079536320000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,482 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplace	Masonry

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,358 sqft
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	245 WEST LN
City	VIRGINIA BEACH
State	VA
Zip	23454-4745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5D
Legal Description	OCEANA GARDENS BLK 12 LOT 10B 0.123 AC
Legal Subdivision	OCEANA WEST
Legal Block	12
Legal Lot Number	10B
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	2
Census Block	2006
Census Tract	44806

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oceana Neighborhood Historic District listed 2017 · 135 contributing resources · NRIS 100001645

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

245 West Ln is owned and occupied by two individuals who acquired it in July 2020.

Source: Virginia Beach City records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	245 WEST LN, VIRGINIA BEACH, VA 23454-4745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 28, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020
Deed Sale	Jul 22, 2020
Deed Document Number	20200722000637300
Prior Transfer Date	Apr 28, 2020
Prior Transfer Doc	20200428000365910
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	245 WEST LN, VIRGINIA BEACH, VA 23454-4745
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009572
Date	Apr 8, 2021
Instrument	202103029572

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Apr 28, 2020
Property Address	245 WEST LN, VIRGINIA BEACH, VA 23454-4745
Document Number	0000365910
Instrument Date	Apr 6, 2020
Instrument	365910
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 WEST LN VIRGINIA BEACH VA 234544745, VIRGINIA BEACH, VA 23454-4745

Mortgage

Document Number	365920
Date	Apr 28, 2020
Instrument	365920

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 245 West Ln was $4,413.

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,413.00	$455,000 Land $123,300 Building $331,700	$455,000 Land $123,300 Building $331,700
2023	$4,447.00	$449,200 Land $121,500 Building $327,700	$449,200 Land $121,500 Building $327,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 245 West Ln; there have been 9 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 units insured incl. 10 condo units
Nearby Flood Claims	9 (1990–2018)
Claims Outside the SFHA	9 of 9
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 West Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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