Union County and Westfield Town property record for 245 Walnut St, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,857 sqft · built 1899 |
| Lot Size | 0.231 acres (10,049 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $717,000 (Nov 2022) |
| Tax Bill | $20,603 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02401-0000-00014 |
| Primary APN | 20-02401-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,857 sqft Living Area |
| Year Built | Built 1899 |
|---|---|
| Effective Year Built | Effective 1899 |
| Construction Type | Frame |
| Lot Area | 10,049 sqft (0.231 acres) |
| Lot Dimensions | 150 ft deep x 67 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2000206000000007 |
|---|---|
| Street Address | 245 WALNUT ST |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2401 |
| Legal Lot Number | 14 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 36600 |
Source: Union County and Westfield Town records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 245 WALNUT ST, WESTFIELD, NJ 07090-3135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Line of Credit UNITY BANK |
| Nov 16, 2022 | Deed, Transfer · Conventional Mortgage UNITY BANK |
| Sep 15, 2022 | Intrafamily Transfer, Transfer ZWIREN TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on Record |
| Deed Sale | Nov 16, 2022 · Amount on Record |
| Deed Document Number | 202224387 |
| Deed Book / Page | 6489 / 2834 |
| Prior Transfer Date | Sep 12, 2022 |
| Prior Transfer Doc | 0064812624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 10, 2026 |
| Property Address | 245 WALNUT ST, WESTFIELD, NJ 07090-3135 |
| Document Number | 0000097121 |
| Book / Page | 15855 / 2321 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202697121 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 245 WALNUT ST, WESTFIELD, NJ 07090-3135 |
| Document Number | 0000097121, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 15855/2321 |
| Instrument | 202697121 |
| Name | UNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Nov 16, 2022 |
| Property Address | 245 WALNUT ST, WESTFIELD, NJ 07090-3135 |
| Document Number | 0064892834 |
| Book / Page | 6489 / 2834 |
| Instrument Date | Nov 7, 2022 |
| Instrument | 24387 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2022 |
| Title Company | NOT AVAILABLE, A ABSOLUTE SETTLEMENT CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,425.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 EDGEWOOD AVE, 222, WESTFIELD, NJ 07090-3918 |
| Name | Verified Name |
|---|---|
| Address | 245 WALNUT ST, WESTFIELD, NJ 07090-3135 |
| Document Number | 0000045529 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 45529 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 9.25% |
| Index | Other |
| Max Rate | 13.2% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 15, 2022 |
| Property Address | 245 WALNUT ST, WESTFIELD, NJ 07090-3135 |
| Document Number | 0064812624 |
| Book / Page | 6481 / 2624 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 22432 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Title Company | ZWIREN TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 EDGEWOOD AVE, 222, WESTFIELD, NJ 07090-3918 |
| Name | Verified Name |
|---|---|
| Address | 222 EDGEWOOD AVE, WESTFIELD, NJ 07090-3918 |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $898,900 (-) Land $472,000 Building $426,900 | $898,900 (-) Land $472,000 Building $426,900 | |
| 2025 | $20,603.00 (+1.78%) | $898,900 (+30.86%) Land $472,000 Building $426,900 | $898,900 (+30.86%) Land $472,000 Building $426,900 |
| 2024 | $20,243.00 (+36.44%) | ||
| 2023 | $686,900 Land $472,000 Building $214,900 | $686,900 Land $472,000 Building $214,900 | |
| 2022 | $14,837.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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