245 Wade St, Tow, TX 78672 Property Records

Llano County property record for 245 Wade St, Tow, TX 78672

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1968
Lot Size	0.496 acres (21,601 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,727 (2026)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10175-005-0035-0`

Property Details

APN / Parcel Number

Primary APN	`10175-005-0035-0`
Alternative APN	`15745`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Utility Area	84 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick/Stone
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	21,601 sqft (0.496 acres)
Garage Type	Mixed
Garage Area	504 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10175-005-0035-0
Street Address	245 WADE ST
City	TOW
State	TX
Zip	78672-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUCHANAN LAKE VILLAGE UNIT 5 LTS 35-38
Legal Subdivision	BUCHANAN LAKE VILLAGE
Legal Lot Number	35-38
Jurisdiction	LLANO TX
Township / Civil Division	LLANO NORTH
Census Block Group	1
Census Block	1110
Census Tract	970100

Owner

245 Wade St is owned by two individuals who acquired it in March 2012.

Source: Llano County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 636, JOHNSON CITY, TX 78636-0636
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2012
Deed Sale	Mar 27, 2012
Deed Document Number	20121658
Deed Book / Page	1535 / 3091
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	245 WADE ST, TOW, TX 78672
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 636, JOHNSON CITY, TX 78636-0636

Mortgage

Document Number	2110858
Date	Nov 17, 2021
Instrument	21-10858

Lender

Name	JOHNSON CITY BANK
Type	Bank
Address	JOHNSON CITY, TX 78636

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 12, 2036

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Nov 12, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7%
Index	1-Year LIBOR
Max Rate	10%

Tax Assessment & Valuation

The 2026 property tax bill for 245 Wade St was $1,727, up 1.9% from the year before.

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,727.00 (+1.95%)	$152,780 (+1.16%) Land $56,880 Building $95,900	$152,780 (+1.16%) Land $56,880 Building $95,900
2025	$1,694.00	$151,030 Land $56,880 Building $94,150	$151,030 Land $56,880 Building $94,150
2023	$1,968.00	$139,960 Land $49,950 Building $90,010	$139,960 Land $49,950 Building $90,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Wade St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1999)
Most Recent Claim	Mar 1999 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Wade St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN LAKE VILLAGE private · serves 425 people · EPA ID TX1500003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Corrosion control Jul 2017 Lead public education Mar 2017
Monitoring and Reporting	118 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	100 / 20
VGI Technology Fixed Wireless	50 / 10

May also be available: AT&T, T-Mobile.

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