245 W Rader Ave, Ridgecrest, CA 93555 Property Records

Kern County property record for 245 W Rader Ave, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1973
Lot Size	0.159 acres (6,934 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,441 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`480-072-01-00-8`

Property Details

APN / Parcel Number

Primary APN	`480-072-01-00-8`
Alternative APNs	`480-072-01-6` `4800720100` `48007201`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,238 sqft
1st Floor Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	6,934 sqft (0.159 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	480072016
Street Address	245 W RADER AVE
City	RIDGECREST
State	CA
Zip	93555-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3632 , BLOCK , LOT 11
Legal Tract	3632
Legal Block	3
Legal Lot Number	11
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	3
Census Block	3005
Census Tract	5408

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 W RADER AVE, RIDGECREST, CA 93555-5012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC
Apr 11, 2018	Trustee's Deed, Construction Loan · Construction Mortgage DISCOVER BK
Nov 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 13, 2022
Transfer Doc	0000061939
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Apr 21, 2022
Property Address	245 W RADER AVE, RIDGECREST, CA 93555-5012
Document Number	0000061939
Map Reference	MB 24 PG 97&98
Instrument Date	Apr 13, 2022
Instrument	222061939
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	CONSUMER'S TITLE COMPANY/CA, CONSUMERS TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	245 W RADER AVE, RIDGECREST, CA 93555-5012

Mortgage

Document Number	0000061940
Date	Apr 21, 2022
Instrument	222061940

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KERN CA
Recording Date	Apr 11, 2018
Property Address	245 W RADER AVE, RIDGECREST, CA 93555-5012
Instrument Date	Apr 6, 2018
Instrument	43003
Transaction Type	Construction Loan
Record Updated	Apr 17, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	245 W RADER AVE RIDGECREST CA 935555012, RIDGECREST, CA 93555-5012

Mortgage

Document Number	0000043003
Date	Apr 11, 2018
Instrument	43003

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2028

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Nov 21, 2017
Property Address	245 W RADER AVE, RIDGECREST, CA 93555-5012
Document Number	0000158284
Instrument Date	Nov 16, 2017
Instrument	158284
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 W RADER AVE RIDGECREST CA 935555012, RIDGECREST, CA 93555-5012

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Ridgecrest City
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$172,741 (+2%) Land $31,216 Building $141,525
2025	$2,441.00 (+8.92%) Homeowner's exemption	$169,354 (+4.04%) Land $30,604 Building $138,750
2023	$2,241.00 (+2.1%) Homeowner's exemption	$162,779 Land $29,416 Building $133,363
2022	$2,195.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Race Communications Fiber	1,000 / 1,000
SBC-Wireless Fixed Wireless	100 / 100

May also be available: Frontier, GeoLinks, Inyo Networks, T-Mobile, Verizon.

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