245 W Olive Ave, El Centro, CA 92243 Property Records

Imperial County property record for 245 W Olive Ave, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	2,097 sqft · built 1972
Lot Size	0.229 acres (9,968 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Jun 2016)
Tax Bill	$3,675 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`053-213-001-000`

Property Details

APN / Parcel Number

Primary APN	`053-213-001-000`
Alternative APNs	`0532130101` `05321301`

Interior

Stories	1 Story
Building Area	2,097 sqft Living Area
1st Floor Area	2,097 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	9,968 sqft (0.229 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	245 W OLIVE AVE
City	EL CENTRO
State	CA
Zip	92243-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10 11 12 BLK 44B SUB OF BLKS 28B 29 30 31B 44B 45 & 47B
Legal Subdivision	EL CENTRO
Legal Block	44B,2
Legal Lot Number	10
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	1
Census Block	1027
Census Tract	11400

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 W OLIVE AVE, EL CENTRO, CA 92243-2731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 21, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 13, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 14, 2018	Intrafamily Transfer, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Sep 14, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2016 · Amount on Record
Deed Sale	Jun 30, 2016 · Amount on Record
Prior Sale	Jan 5, 2010 · Amount on Record
Deed Document Number	201612552
Last Transfer Date	Jun 20, 2018
Transfer Doc	0000016901
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Recording Date	Apr 6, 2026
Property Address	245 W OLIVE AVE, EL CENTRO, CA 92243-2731
Document Number	0000005047
Instrument Date	Mar 30, 2026
Instrument	20265047
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	245 W OLIVE AVE, EL CENTRO, CA 92243-2731

Mortgage

Document Number	0000005047,
Date	Apr 6, 2026
Instrument	20265047

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	245 W OLIVE AVE, EL CENTRO, CA 92243-2731
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 W OLIVE AVE, EL CENTRO, CA 92243-2731

Mortgage

Document Number	0000019113
Date	Oct 21, 2020
Instrument	2020019113

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 1, 2048

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	245 W OLIVE AVE, EL CENTRO, CA 92243-2731
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 W OLIVE AVE, EL CENTRO, CA 92243-2731

Mortgage

Document Number	0000017358
Date	Jul 13, 2021
Instrument	2021017358

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IMPERIAL CA
Recording Date	Sep 14, 2018
Property Address	245 W OLIVE AVE, EL CENTRO, CA 92243-2731
Document Number	0000016903
Map Reference	MAP 103
Instrument Date	Jun 20, 2018
Instrument	2018016903
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 W OLIVE AVE, EL CENTRO, CA 92243-2731

Mortgage

Document Number	0000016904
Date	Sep 14, 2018
Instrument	2018016904

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Sep 14, 2018
Property Address	245 W OLIVE AVE, EL CENTRO, CA 92243-2731
Document Number	0000016901
Instrument Date	Jun 20, 2018
Instrument	16901
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	245 W OLIVE AVE EL CENTRO CA 922432731, EL CENTRO, CA 92243-2731

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$322,807 (+2%) Land $36,221 Building $286,586
2025	$3,675.00 (+5.03%)	$316,478 (+4.04%) Land $35,511 Building $280,967
2024	$3,499.00 (-2.13%)
2023	$3,575.00 (+7.07%)	$304,190 Land $34,133 Building $270,057
2022	$3,339.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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