Winnebago County property record for 245 W N St, Forest City, IA 50436
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 960 sqft · built 1926 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Dec 2025) |
| Tax Bill | $1,458 (2025) |
| Deeds & Mortgages | Jul 2024 Line of Credit Sep 2023 Second Mortgage + 2 more |
| APN | 1135231004 |
| Primary APN | 1135231004 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Game Room | Game Room |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 66 ft deep x 132 ft wide |
| Porch | Porch |
| Porch Area | 28 sqft |
| Deck Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 245 W N ST |
|---|---|
| City | FOREST CITY |
| State | IA |
| Zip | 50436-1229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 35 98 24 LOT 7 BLK 14 |
| Legal Range | 24W |
| Legal Township | 098 |
| Legal Section | 35 |
| Legal Subdivision | FC (ORIGINAL TOWN) |
| Legal Block | 14 |
| Legal Lot Number | 7 |
| Jurisdiction | WINNEBAGO IA |
| Township / Civil Division | FOREST |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 680300 |
Source: Winnebago County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 245 W N ST, FOREST CITY, IA 50436-1229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 12, 2024 | Deed of Trust, Mortgage · Line of Credit CLEAR LAKE BANK AND TRUST CO |
| Sep 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CLEAR LAKE BANK AND TRUST CO |
| Dec 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage CLEAR LAKE BANK AND TRUST CO |
| Jun 19, 2023 | Legal Action/Court Order, Foreclosure · Conventional Mortgage CLEAR LAKE BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on Record |
| Deed Sale | Dec 5, 2025 · Amount on Record |
| Prior Sale | Jun 19, 2023 · Amount on Record |
| Deed Document Number | 20251676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IA |
| Property Address | 245 W N ST, FOREST CITY, IA 50436-1229 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020240919 |
|---|---|
| Date | Jul 12, 2024 |
| Instrument | 2024-0919 |
| Name | CLEAR LAKE BANK AND TRUST CO |
|---|---|
| Type | Bank |
| Address | CLEAR LAKE, IA 50428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IA |
| Property Address | 245 W N ST, FOREST CITY, IA 50436-1229 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020231179 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 2023-1179 |
| Name | CLEAR LAKE BANK AND TRUST CO |
|---|---|
| Type | Bank |
| Address | CLEAR LAKE, IA 50428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 63 Months |
| Due | Dec 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IA |
| Recording Date | Dec 5, 2025 |
| Property Address | 245 W N ST, FOREST CITY, IA 50436-1229 |
| Document Number | 0020251676 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 2025-1676 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 W N ST, FOREST CITY, IA 50436-1229 |
| Document Number | 0020251677 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 2025-1677 |
| Name | CLEAR LAKE BANK AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 63 Months |
| Due | Mar 1, 2031 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | WINNEBAGO IA |
| Recording Date | Jun 19, 2023 |
| Property Address | 245 W N ST, FOREST CITY, IA 50436-1229 |
| Document Number | 0020230729 |
| Instrument Date | Jun 14, 2023 |
| Instrument | 2023-0729 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 6, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116.80 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 W N ST, FOREST CITY, IA 50436-1229 |
| Document Number | 0020230730 |
|---|---|
| Date | Jun 19, 2023 |
| Instrument | 2023-0730 |
| Name | CLEAR LAKE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: Winnebago County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winnebago County |
| Municipality | Forest City |
| Unified School District | Forest City Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,290 (+7.66%) Land $29,050 Building $65,240 | $94,290 (+7.66%) Land $29,050 Building $65,240 | |
| 2025 | $1,458.00 (+10.45%) | $87,580 (+27.44%) Land $29,050 Building $58,530 | $87,580 (+27.44%) Land $29,050 Building $58,530 |
| 2024 | $1,320.00 (+59.81%) | ||
| 2023 | $68,720 (+49.81%) Land $26,240 Building $42,480 | $68,720 (+49.81%) Land $26,240 Building $42,480 | |
| 2022 | $826.00 Homeowner's exemption | $45,870 Land $16,080 Building $29,790 | |
| 2021 | $45,870 Land $16,080 Building $29,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2022
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOREST CITY WATER SUPPLY serves 4,285 people · EPA ID IA9525047 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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