245 W Main St, Covington, VA 24426 Property Records

Covington City property record for 245 W Main St, Covington, VA 24426

Property Summary

Property TypeCommercial
Details1 ba · 5,171 sqft · built 1910
Lot Size0.087 acres (3,790 sqft)
OwnerCompany Name on Record
Last Sale$55,000 (Feb 2004)
Tax Bill$780 (2025)
Flood ZoneZone X (minimal risk)
APN11-2-88

Property Details

APN / Parcel Number

Primary APN11-2-88
Alternative APN
  • 1429

Interior

Full Baths1 Bath
Half Baths2 Half Baths
Stories2 Stories
Building Area5,171 sqft Gross Area
FlooringSoftwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1978
Exterior MaterialConcrete
Roof TypeFlat
Roof MaterialGravel
Lot Area3,790 sqft (0.087 acres)
Lot Dimensions150 ft deep x 72 ft wide
PorchSlab
Porch Area171 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1429
Street Address245 W MAIN ST
CityCOVINGTON
StateVA
Zip24426-1542
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC1
Legal DescriptionOLD TOWN PT LOT 88
Legal Lot Number88
JurisdictionCOVINGTON CITY VA
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1029
Census Tract60200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Covington Historic District
listed 1991 · 111 contributing resources · NRIS 91000099

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Covington City records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 118, GOSHEN, VA 24439-0118
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 15, 2004 · Amount on Record
Deed SaleFeb 15, 2004 · Amount on Record
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Covington City assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCovington City
Unified School DistrictAlleghany Highlands Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$780.00$91,800 (-) Land $11,400 Building $80,400$91,800 (-) Land $11,400 Building $80,400
2023$780.00$91,800 Land $11,400 Building $80,400$91,800 Land $11,400 Building $80,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims96 (1985–2016)
Claims Outside the SFHA27 of 96
Most Recent ClaimJun 2016 · river or lake flooding
Claims by Event
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COVINGTON
serves 5,961 people · EPA ID VA2580100
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
currently in violation since Mar 2024
Monitoring and Reporting36
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Glo Fiber
Cable · Fiber in parts of the area
1,200 / 100
Verizon
Fixed Wireless
300 / 20

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