245 W Graaf Ave, Ridgecrest, CA 93555 Property Records

Kern County property record for 245 W Graaf Ave, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,605 sqft · built 1962
Lot Size	0.193 acres (8,391 sqft)
Owner	2 Individual Names on File
Last Sale	$40,500 (Sep 1996)
Tax Bill	$2,816 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`419-020-10-00-7`

Property Details

APN / Parcel Number

Primary APN	`419-020-10-00-7`
Alternative APNs	`419-020-10-2` `4190201000` `41902010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,605 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	1,275 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	8,391 sqft (0.193 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	43 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	419020102
Street Address	245 W GRAAF AVE
City	RIDGECREST
State	CA
Zip	93555-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SECTION 28 , TOWNSHIP 26 , RANGE 40 , QUARTER
Legal Range	40
Legal Township	26
Legal Section	28
Legal Block	1
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	1
Census Block	1009
Census Tract	5405

Owner

245 W Graaf Ave is owned and occupied by two individuals who bought it in September 1996.

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 W GRAAF AVE, RIDGECREST, CA 93555-2609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 21, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 18, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Nov 10, 2018	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 1996 · Amount on File
Deed Sale	Sep 3, 1996 · Amount on File
Prior Sale	Mar 18, 1996 · Amount on File
Deed Document Number	1996112426
Prior Transfer Date	Mar 6, 1996
Prior Transfer Doc	0000034173
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	245 W GRAAF AVE, RIDGECREST, CA 93555-2609
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 W GRAAF AVE, RIDGECREST, CA 93555-2609

Mortgage

Document Number	0000168804
Date	Sep 7, 2021
Instrument	221168804

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	245 W GRAAF AVE, RIDGECREST, CA 93555-2609
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 W GRAAF AVE, RIDGECREST, CA 93555-2609

Mortgage

Document Number	0000197519
Date	Dec 21, 2020
Instrument	220197519

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	245 W GRAAF AVE, RIDGECREST, CA 93555-2609
Document Number	0000027456
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 W GRAAF AVE RIDGECREST CA 935552609, RIDGECREST, CA 93555-2609

Mortgage

Document Number	0000027456
Date	Feb 28, 2020
Instrument	27456

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	245 W GRAAF AVE, RIDGECREST, CA 93555-2609
Document Number	0000152053
Instrument Date	Nov 10, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 W GRAAF AVE RIDGECREST CA 935552609, RIDGECREST, CA 93555-2609

Mortgage

Document Number	0000152053
Date	Nov 20, 2018
Instrument	152053

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 245 W Graaf Ave was $2,816.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Ridgecrest City
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$66,418 (+2%) Land $16,598 Building $49,820
2025	$2,816.00	$65,117 Land $16,273 Building $48,844
2023	$2,728.00 (+0.89%)	$62,591 Land $15,642 Building $46,949
2022	$2,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 245 W Graaf Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 W Graaf Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
SBC-Wireless Fixed Wireless	100 / 100

May also be available: AT&T, Frontier, GeoLinks, Race Communications.

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