245 W Dickenson St, Waterloo, WI 53594 Property Records

Jefferson County property record for 245 W Dickenson St, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$170,300 (Jul 2023)
Tax Bill	$3,789 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0641-033`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0641-033`

Exterior

Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	245 W DICKENSON ST
City	WATERLOO
State	WI
Zip	53594-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLK 1, BRADFORD HILL ADD
Legal Range	13E
Legal Township	08N
Legal Section	06
Legal Subdivision	BRADFORD HILL ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1005
Census Tract	100400

Owner

245 W Dickenson St is owned and occupied by two individuals who bought it in July 2023.

Source: Jefferson County records, as of February 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	245 W DICKENSON ST, WATERLOO, WI 53594-1109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 21, 2023	Intrafamily Transfer, Transfer
Sep 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK
Jul 27, 2017	Deed of Trust, Mortgage FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Prior Sale	Jun 6, 2013 · Amount on File
Deed Document Number	20231475818
Prior Transfer Date	Apr 23, 2013
Prior Transfer Doc	0000028461
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jul 21, 2023
Property Address	245 W DICKENSON ST, WATERLOO, WI 53594-1109
Document Number	0001475818
Instrument Date	Jul 10, 2023
Instrument	1475818
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON WI
Recording Date	Jul 21, 2023
Property Address	245 W DICKENSON ST, WATERLOO, WI 53594-1109
Document Number	0001475819
Instrument Date	Jul 10, 2023
Instrument	1475819
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	245 W DICKENSON ST, WATERLOO, WI 53594-1109
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001477637
Date	Sep 28, 2022
Instrument	1477637

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	245 W DICKENSON ST, WATERLOO, WI 53594-1109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001385582
Date	Jul 27, 2017
Instrument	1385582

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	WATERLOO, WI 53594

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 245 W Dickenson St was $3,789 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,789.00 Homeowner's exemption	$206,800 Land $48,000 Building $158,800	$228,200
2023	$3,076.00 (+6%) Homeowner's exemption	$154,000 (-) Land $40,000 Building $114,000
2022	$2,902.00 Homeowner's exemption	$154,000 Land $40,000 Building $114,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 W Dickenson St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2008)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 W Dickenson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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