245 W Champlain Ave, Wilmington, DE 19804 Property Records

New Castle County property record for 245 W Champlain Ave, Wilmington, DE 19804

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,148 sqft · built 1942
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (Apr 2026)
Tax Bill	$2,140 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-042.20-395`

Property Details

APN / Parcel Number

Primary APN	`07-042.20-395`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	245 W CHAMPLAIN AVE
City	WILMINGTON
State	DE
Zip	19804-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC5
Legal Lot Number	627
Jurisdiction	NEW CASTLE DE
Township / Civil Division	LOWER CHRISTIANA
Census Block Group	6
Census Block	6003
Census Tract	12500

Owner

245 W Champlain Ave is owned by two individuals who bought it in April 2026.

Source: New Castle County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	809 BARCELONA ST, TOWNSEND, DE 19734-3046
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Mar 19, 2018	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Dec 5, 2017	Special Warranty Deed, Construction Loan · Construction Mortgage SHALLCROSS MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Mar 19, 2018 · Amount on File
Deed Document Number	202625375
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Apr 10, 2026
Property Address	245 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1837
Document Number	0000025375
Instrument Date	Mar 17, 2026
Instrument	202625375
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	SETTLEMENT PROS, SETTLEMENT WORKS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$613,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	809 BARCELONA ST, TOWNSEND, DE 19734-3046

Mortgage

Document Number	0000025379,
Date	Apr 10, 2026
Instrument	202625379

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Mar 19, 2018
Property Address	245 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1837
Document Number	0000012486
Instrument Date	Mar 16, 2018
Instrument	20180319-0012486
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1837

Mortgage

Document Number	0000012487
Date	Mar 19, 2018
Instrument	20180319-0012487

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	0000012488
Date	Mar 19, 2018
Instrument	20180319-0012488

Lender

Name	DELAWARE STATE HOUSING AUTHORITY
Type	Government Agency
Address	DOVER, DE 19901

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

December 2017: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Dec 5, 2017
Property Address	245 W CHAMPLAIN AVE, WILMINGTON, DE 19804-1837
Document Number	0000063424
Instrument Date	Dec 1, 2017
Instrument	20171205-0063424
Transaction Type	Construction Loan
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 GARRETT RD, 128, NEWARK, DE 19713-2809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 CHELMSFORD CIR, NEWARK, DE 19713-2907

Mortgage

Document Number	0000063425
Date	Dec 5, 2017
Instrument	20171205-0063425

Lender

Name	SHALLCROSS MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 1, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 245 W Champlain Ave was $2,140.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Red Clay Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,140.00	$264,600 Land $56,900 Building $207,700
2024			$224,640
2023	$1,054.00	$31,400 Land $8,900 Building $22,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 245 W Champlain Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 245 W Champlain Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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