245 W 9th St, Garner, IA 50438 Property Records

Hancock County property record for 245 W 9th St, Garner, IA 50438

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,678 sqft · built 1980
Lot Size0.218 acres (9,496 sqft)
Owner2 Trust Names on File
Tax Bill$3,824 (2025)
Deeds & MortgagesJul 2026 Sale
Oct 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN2102170021

Property Details

APN / Parcel Number

Primary APN2102170021

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,678 sqft Living Area
1st Floor Area1,678 sqft
Basement Area1,678 sqft
Finished Basement1,300 sqft
Unfinished Basement1,668 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,496 sqft (0.218 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area200 sqft
Deck Area70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address245 W 9TH ST
CityGARNER
StateIA
Zip50438-1612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTALLMAN'S LOT 1 & N 6' OF LOT 2 BLK 17
Legal SubdivisionTALLMAN'S ADDITION
Legal Block17
Legal Lot Number1
JurisdictionHANCOCK IA
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1040
Census Tract270100

Owner

245 W 9th St is owner-occupied and held in a trust since October 2025.

Source: Hancock County records, as of September 1, 2026

Owner of Record2 Trust Names on File
Mailing Address245 W 9TH ST, GARNER, IA 50438-1612
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2026Affidavit, Transfer
Oct 22, 2025Intrafamily Transfer, Transfer
Dec 17, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 21, 2025
Transfer Doc0000001818
Record UpdatedOct 29, 2026

July 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionHANCOCK IA
Recording DateJul 9, 2026
Property Address245 W 9TH ST, GARNER, IA 50438-1612
Document Number0000001167
Instrument DateJul 9, 2026
Instrument20261167
Transaction TypeTransfer
Record UpdatedJul 21, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 MAIN AVE, CLEAR LAKE, IA 50428-1826
InvestorPossibly a Property Investor

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHANCOCK IA
Recording DateOct 22, 2025
Property Address245 W 9TH ST, GARNER, IA 50438-1612
Document Number0000251818
Instrument DateOct 21, 2025
Instrument25-1818
Transaction TypeTransfer
Record UpdatedNov 14, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 W 9TH ST, GARNER, IA 50438-1612

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHANCOCK IA
Recording DateDec 17, 2025
Property Address245 W 9TH ST, GARNER, IA 50438-1612
Document Number0000252181
Instrument DateOct 21, 2025
Instrument25-2181
Transaction TypeTransfer
Record UpdatedJan 7, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 W 9TH ST, GARNER, IA 50438-1612

Tax Assessment & Valuation

The 2025 property tax bill for 245 W 9th St was $3,824 with a homeowner's exemption, up 3.5% from the year before.

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,824.00 (+3.46%) Homeowner's exemption$302,350 Land $29,700 Building $272,650$302,350 Land $29,700 Building $272,650
2024$3,696.00
2023$274,120 (+9.02%) Land $17,330 Building $256,790$274,120 Land $17,330 Building $256,790
2022$4,060.00 Homeowner's exemption$251,450 Land $17,330 Building $234,120
2021$251,450 Land $17,330 Building $234,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 W 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 245 W 9th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARNER WATER WORKS
serves 3,065 people · EPA ID IA4130075
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comm 1 Connects
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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