245 W 500 S, Providence, UT 84332 Property Records

Cache County property record for 245 W 500 S, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	1,100 sqft · built 1974
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,555 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-088-0006`

Property Details

APN / Parcel Number

Primary APN	`03-088-0006`

Interior

Building Area	1,100 sqft Living Area

Exterior

Year Built	Built 1974
Lot Area	9,583 sqft (0.219 acres)

Location & Zoning

Street Address	245 W 500 S
City	PROVIDENCE
State	UT
Zip	84332-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 WESTERN VILLAGE SUBD IN SW/4 SEC 10 & NW/4 SEC 15 T 11N R 1E B755-6
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	1
Census Block	1005
Census Tract	1201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Providence Historic District listed 2007 · 208 contributing resources · NRIS 07001169

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

245 W 500 S is owned and occupied by two individuals.

Source: Cache County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 W 500 S, PROVIDENCE, UT 84332-9724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU
Apr 30, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 29, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	245 W 500 S, PROVIDENCE, UT 84332-9724
Transaction Type	Mortgage
Record Updated	Feb 1, 2023
Title Company	LINCOLN TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002371/620
Date	Dec 12, 2022
Book Page	2371/620
Instrument	1333252

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	245 W 500 S, PROVIDENCE, UT 84332-9724
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2249/72
Date	Apr 30, 2021
Book Page	2249/72
Instrument	1285090

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	245 W 500 S, PROVIDENCE, UT 84332-9724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1938/1631
Date	Feb 10, 2017
Book Page	1938/1631
Instrument	1166026

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	245 W 500 S, PROVIDENCE, UT 84332-9724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2157/697
Date	Jun 29, 2020
Book Page	2157/697
Instrument	1250913

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 245 W 500 S was $1,555.

Source: Cache County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,555.00	$218,120	$396,580 Land $150,000 Building $246,580
2023	$1,739.00	$213,755	$388,650 Land $56,500 Building $332,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 W 500 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 W 500 S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Strata Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
SenaWave Fiber	1,000 / 1,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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