Clay County property record for 245 W 4th St, Holt, MO 64048
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,624 sqft · built 1920 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,700 (Sep 2019) |
| Tax Bill | $1,667 (2025) |
| Deeds & Mortgages | Sep 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-914-00-03-007.00 |
| Primary APN | 03-914-00-03-007.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 245 W 4TH ST |
|---|---|
| City | HOLT |
| State | MO |
| Zip | 64048-7136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST RAILROAD ADDITION BEG MOST ELY COR LT 71, NW110, W150, S50, SE69, NE74, SE100, NE76 TO POB |
| Legal Range | 31W |
| Legal Township | 54N |
| Legal Section | 35 |
| Legal Subdivision | WEST RAILROAD ADDITION |
| Legal Lot Number | 71 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 21809 |
245 W 4th St is owned and occupied by an individual who bought it in September 2019.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 W 4TH ST, HOLT, MO 64048-7136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2019 · Amount on File |
| Deed Sale | Sep 3, 2019 · Amount on File |
| Prior Sale | Nov 20, 2006 · Amount on File |
| Deed Document Number | 201925159 |
| Deed Book / Page | 8489 / 82 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Sep 3, 2019 |
| Property Address | 245 W 4TH ST, HOLT, MO 64048 |
| Document Number | 0000025159 |
| Book / Page | 8489 / 082 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 2019025159 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 W 4TH ST, HOLT, MO 64048-7136 |
| Document Number | 0000025161 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 2019025161 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMIS |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000025160 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 8489/083 |
| Instrument | 2019025160 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 245 W 4th St was $1,667.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Holt City |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,667.00 | $24,380 | $128,316 |
| 2023 | $1,474.00 | $21,570 | $113,526 |
| 2019 | $1,272.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 245 W 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 W 4th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 3 serves 3,447 people · EPA ID MO1024143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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