245 W 21st St, Tracy, CA 95376 Property Records

San Joaquin County property record for 245 W 21st St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,047 sqft · built 1956
Lot Size	0.12 acres (5,238 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (May 2018)
Tax Bill	$4,119 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`233-190-050-000`

Property Details

APN / Parcel Number

Primary APN	`233-190-050-000`
Alternative APN	`233-190-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,047 sqft Living Area
1st Floor Area	1,047 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,238 sqft (0.12 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	233-190-05
Street Address	245 W 21ST ST
City	TRACY
State	CA
Zip	95376-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PARKER GARDENS 02
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1005
Census Tract	5303

Owner

245 W 21st St is owned and occupied by two individuals who acquired it in September 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	245 W 21ST ST, TRACY, CA 95376-2625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 13, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 30, 2018	Quit Claim Deed, Transfer Quitclaim
May 31, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage CMG FIN'L
May 31, 2018	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on File
Deed Sale	May 31, 2018 · Amount on File
Prior Sale	Nov 20, 2014 · Amount on File
Deed Document Number	201860371
Last Transfer Date	Sep 9, 2019
Transfer Doc	0000101206
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	245 W 21ST ST, TRACY, CA 95376-2625
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIRST AMERICAN TITLE FRESNO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 W 21ST ST, TRACY, CA 95376-2625

Mortgage

Document Number	0000038160
Date	Mar 2, 2021
Instrument	2021-038160

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 13, 2019
Property Address	245 W 21ST ST, TRACY, CA 95376-2625
Document Number	0000101206
Map Reference	VOL 144 PG 66
Instrument Date	Sep 9, 2019
Instrument	2019-101206
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	245 W 21ST ST, TRACY, CA 95376-2625

Mortgage

Document Number	0000101207
Date	Sep 13, 2019
Instrument	2019-101207

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 30, 2018
Property Address	245 W 21ST ST, TRACY, CA 95376-2625
Document Number	0000130994
Instrument Date	Nov 29, 2018
Instrument	130994
Transaction Type	Transfer
Record Updated	Dec 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	245 W 21ST ST TRACY CA 953762625, TRACY, CA 95376-2625

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 31, 2018
Property Address	245 W 21ST ST, TRACY, CA 95376-2625
Document Number	0000060372
Instrument Date	May 25, 2018
Instrument	60372
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	245 W 21ST ST TRACY CA 953762625, TRACY, CA 95376-2625

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	245 W 21ST ST, TRACY, CA 95376-2625
Document Number	0000060374
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 W 21ST ST TRACY CA 953762625, TRACY, CA 95376-2625

Mortgage

Document Number	0000060374
Date	May 31, 2018
Instrument	60374

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 31, 2018
Property Address	245 W 21ST ST, TRACY, CA 95376-2625
Document Number	0000060371
Map Reference	VOL 144 PG 66
Instrument Date	May 25, 2018
Instrument	2018-060371
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 W 231ST ST, TRACY, CA 95376

Mortgage

Document Number	0000060373
Date	May 31, 2018
Instrument	2018-060373

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 245 W 21st St was $4,119 with a homeowner's exemption.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,119.00
2025	$4,119.00 Homeowner's exemption	$364,100 Land $136,537 Building $227,563
2023	$3,733.00 (+0.03%) Homeowner's exemption	$349,963 Land $131,236 Building $218,727	$416,970
2022	$3,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 W 21st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 245 W 21st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Matrix Broadband.

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